Flood Claims Map

Illinois

Flood insurance claims in DuPage County, Illinois

FEMA records 3,607 National Flood Insurance Program claims in DuPage County, Illinois, since 1978, with $55.6 million paid in total. The year with the most claims was 1987, with 651. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 40.8% of homes in the high-risk flood zone did.

NFIP claims on record3,607
Total paid$55.6 million
Claims with a payment2,772
Homes with NFIP policy0.6%
High-risk zone homes insured40.8%
Residential policies in force1,772

Claims by year of loss

1978: 9819781979: 2551980: 451981: 241982: 20219821983: 1361984: 131985: 1121986: 1419861987: 6511988: 41989: 271990: 4919901991: 61992: 41993: 81994: 1719941995: 61996: 1831997: 751998: 1219981999: 282000: 22001: 1062002: 520022003: 32004: 22005: 22006: 5520062007: 242008: 4032009: 122010: 19920102011: 352012: 42013: 5212014: 3220142015: 352016: 122017: 422018: 1420182019: 122020: 672021: 22022: 320222023: 22024: 42025: 72026: 332026651

NFIP claims by year of loss, DuPage County, Illinois

1978: $214,14519781979: $916,5821980: $63,0731981: $37,6231982: $1.1 million19821983: $692,4511984: $11,5201985: $148,7191986: $20,51919861987: $6.5 million1988: $01989: $151,7011990: $142,05919901991: $6541992: $01993: $61,3761994: $19,85219941995: $9671996: $1.1 million1997: $302,7651998: $51,81919981999: $69,5382000: $4,6482001: $697,9622002: $19,01020022003: $7,5552004: $02005: $02006: $331,76920062007: $127,4502008: $11.0 million2009: $113,1022010: $6.2 million20102011: $1.2 million2012: $02013: $19.7 million2014: $461,70520142015: $389,4012016: $68,7502017: $766,4572018: $365,67720182019: $44,6252020: $1.5 million2021: $2432022: $20,92620222023: $24,5872024: $154,9552025: $205,4752026: $527,6742026$19.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), DuPage County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,119
Mid-spring storms516
Hurricane Ike377
Central U.S. April Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
60101646
60126342
60532280
60137258
60191241
60187171
60106149
60188142
60148133
60540106

2,251 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $48.6 million, contents $6.8 million, increased cost of compliance $275,068.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,4851,01440.8%
All homes297,8651,7720.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.