Flood Claims Map

Illinois

Flood insurance claims in Ford County, Illinois

FEMA records 2 National Flood Insurance Program claims in Ford County, Illinois, since 2019, with $3,539 paid in total. There was 1 claim in each of 2019 and 2020. As of 3 August 2026, 0.1% of homes here had an NFIP policy.

NFIP claims on record2
Total paid$3,539
Claims with a payment2
Homes with NFIP policy0.1%
High-risk zone homes insuredn/a
Residential policies in force6

Claims by year of loss

2019: 120192020: 120201

NFIP claims by year of loss, Ford County, Illinois

2019: $1,10120192020: $2,4372020$2,437

Paid on claims by year of loss (building, contents and increased cost of compliance), Ford County, Illinois

ZIP codes with the most claims

ZIP code (as reported)Claims
609592

0 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3,539, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone00n/a
All homes6,49360.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.