Flood Claims Map

Illinois

Flood insurance claims in Hancock County, Illinois

FEMA records 288 National Flood Insurance Program claims in Hancock County, Illinois, since 1979, with $5.9 million paid in total. The year with the most claims was 1993, with 108. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 19.7% of homes in the high-risk flood zone did.

NFIP claims on record288
Total paid$5.9 million
Claims with a payment237
Homes with NFIP policy0.7%
High-risk zone homes insured19.7%
Residential policies in force48

Claims by year of loss

1979: 219791980: 01981: 01982: 31983: 019831984: 01985: 11986: 31987: 019871988: 01989: 01990: 21991: 019911992: 01993: 1081994: 01995: 019951996: 31997: 31998: 11999: 019992000: 02001: 262002: 12003: 020032004: 02005: 02006: 02007: 020072008: 812009: 32010: 12011: 420112012: 02013: 92014: 142015: 020152016: 02017: 02018: 32019: 1820192020: 02021: 12022: 02023: 12023108

NFIP claims by year of loss, Hancock County, Illinois

1979: $6,29019791980: $01981: $01982: $3,4211983: $019831984: $01985: $741986: $14,6331987: $019871988: $01989: $01990: $16,4451991: $019911992: $01993: $2.1 million1994: $01995: $019951996: $1,9341997: $1,6581998: $01999: $019992000: $02001: $173,8002002: $1392003: $020032004: $02005: $02006: $02007: $020072008: $3.0 million2009: $44,9672010: $8682011: $4,88920112012: $02013: $75,2082014: $51,9272015: $020152016: $02017: $02018: $22,9592019: $312,39220192020: $02021: $7,0482022: $02023: $6,1542023$3.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hancock County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding97
Mid-spring storms7
Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
62330137
6237963
6235851
6234112
623219
623685
623363
614551
614251
623801

252 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.6 million, contents $1.0 million, increased cost of compliance $221,249.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2134219.7%
All homes6,526480.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.