Flood Claims Map

Illinois

Flood insurance claims in Henry County, Illinois

FEMA records 238 National Flood Insurance Program claims in Henry County, Illinois, since 1978, with $1.7 million paid in total. The year with the most claims was 1979, with 61. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 14.6% of homes in the high-risk flood zone did.

NFIP claims on record238
Total paid$1.7 million
Claims with a payment186
Homes with NFIP policy0.4%
High-risk zone homes insured14.6%
Residential policies in force110

Claims by year of loss

1978: 219781979: 611980: 21981: 11982: 219821983: 21984: 11985: 51986: 019861987: 21988: 01989: 01990: 219901991: 01992: 11993: 91994: 219941995: 01996: 71997: 191998: 119981999: 12000: 82001: 292002: 720022003: 02004: 12005: 02006: 120062007: 42008: 142009: 82010: 1220102011: 22012: 02013: 162014: 720142015: 22016: 02017: 42018: 020182019: 02020: 02021: 02022: 020222023: 12024: 02025: 02026: 2202661

NFIP claims by year of loss, Henry County, Illinois

1978: $1,59519781979: $91,8491980: $01981: $5991982: $61019821983: $2691984: $01985: $5,5501986: $019861987: $1451988: $01989: $01990: $3,47819901991: $01992: $01993: $16,1921994: $10,02119941995: $01996: $50,5701997: $182,4021998: $2,23119981999: $02000: $43,1542001: $301,3312002: $30,85020022003: $02004: $422005: $02006: $020062007: $18,4472008: $93,7722009: $18,7122010: $563,95820102011: $1,6242012: $02013: $126,5452014: $4,68720142015: $22,4002016: $02017: $22,2962018: $020182019: $02020: $02021: $02022: $020222023: $60,0002024: $02025: $02026: $02026$563,958

Paid on claims by year of loss (building, contents and increased cost of compliance), Henry County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding22
Mid-spring storms13
Hurricane Ike5
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
61241179
6125438
6144315
612731
612441
612381

148 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $261,984, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone6589614.6%
All homes25,7061100.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.