Flood Claims Map

Illinois

Flood insurance claims in Iroquois County, Illinois

FEMA records 840 National Flood Insurance Program claims in Iroquois County, Illinois, since 1979, with $16.9 million paid in total. The year with the most claims was 2008, with 363. As of 3 August 2026, 2.0% of homes here had an NFIP policy, and 16.7% of homes in the high-risk flood zone did.

NFIP claims on record840
Total paid$16.9 million
Claims with a payment671
Homes with NFIP policy2.0%
High-risk zone homes insured16.7%
Residential policies in force255

Claims by year of loss

1979: 619791980: 21981: 11982: 71983: 019831984: 01985: 41986: 01987: 019871988: 01989: 01990: 31991: 219911992: 01993: 21994: 251995: 019951996: 11997: 01998: 21999: 019992000: 12001: 12002: 02003: 320032004: 22005: 202006: 02007: 320072008: 3632009: 142010: 22011: 020112012: 02013: 02014: 02015: 17020152016: 32017: 02018: 2012019: 020192020: 02021: 2363

NFIP claims by year of loss, Iroquois County, Illinois

1979: $55,23119791980: $5,9561981: $5371982: $52,5291983: $019831984: $01985: $12,1731986: $01987: $019871988: $01989: $01990: $8,8511991: $1,62819911992: $01993: $191,9301994: $135,7671995: $019951996: $21,0351997: $01998: $2631999: $019992000: $7652001: $02002: $02003: $62620032004: $2,3992005: $200,8432006: $02007: $020072008: $7.2 million2009: $89,0572010: $5,7112011: $020112012: $02013: $02014: $02015: $2.2 million20152016: $64,3222017: $02018: $6.6 million2019: $020192020: $02021: $26,441$7.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Iroquois County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms54
Flooding30
Hurricane Ike9
Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
60970752
6097427
6091120
6092419
609518
609274
609533
609552
609642
609731

789 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.6 million, contents $732,158, increased cost of compliance $2.6 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,41723716.7%
All homes12,5862552.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.