Flood Claims Map

Illinois

Flood insurance claims in Jackson County, Illinois

FEMA records 118 National Flood Insurance Program claims in Jackson County, Illinois, since 1978, with $2.1 million paid in total. The year with the most claims was 2008, with 29. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 9.8% of homes in the high-risk flood zone did.

NFIP claims on record118
Total paid$2.1 million
Claims with a payment98
Homes with NFIP policy0.6%
High-risk zone homes insured9.8%
Residential policies in force112

Claims by year of loss

1978: 119781979: 21980: 11981: 01982: 319821983: 31984: 01985: 11986: 019861987: 11988: 01989: 01990: 219901991: 01992: 01993: 151994: 119941995: 41996: 61997: 01998: 319981999: 22000: 12001: 12002: 020022003: 02004: 02005: 12006: 220062007: 02008: 292009: 42010: 020102011: 192012: 12013: 02014: 220142015: 32016: 22017: 22018: 120182019: 12020: 02021: 02022: 020222023: 22024: 12025: 129

NFIP claims by year of loss, Jackson County, Illinois

1978: $1,10519781979: $30,3611980: $01981: $01982: $1,22019821983: $18,0001984: $01985: $3,6071986: $019861987: $01988: $01989: $01990: $19,99719901991: $01992: $01993: $34,6311994: $019941995: $30,6121996: $34,8891997: $01998: $6,02519981999: $2,5762000: $21,4722001: $3,7452002: $020022003: $02004: $02005: $11,3052006: $15120062007: $02008: $120,5912009: $82,7162010: $020102011: $442,0952012: $178,3242013: $02014: $13,04820142015: $6,1722016: $3102017: $372,2692018: $49220182019: $3,4102020: $02021: $02022: $020222023: $494,6592024: $111,3172025: $44,614$494,659

Paid on claims by year of loss (building, contents and increased cost of compliance), Jackson County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
March storm29
Mid-spring storms16
Flooding6
Midwest Flooding4
Early winter storms2
Central U.S. April Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
6290147
6296615
6294213
6294013
6292710
629508
629585
629023
629322
629941

70 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $162,649, increased cost of compliance $12,570.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone857849.8%
All homes19,7351120.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.