Flood Claims Map

Illinois

Flood insurance claims in Jefferson County, Illinois

FEMA records 13 National Flood Insurance Program claims in Jefferson County, Illinois, since 1999, with $261,523 paid in total. The year with the most claims was 2018, with 5. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 12.7% of homes in the high-risk flood zone did.

NFIP claims on record13
Total paid$261,523
Claims with a payment12
Homes with NFIP policy0.2%
High-risk zone homes insured12.7%
Residential policies in force20

Claims by year of loss

1999: 119992000: 02001: 020012002: 02003: 020032004: 02005: 020052006: 32007: 020072008: 02009: 020092010: 02011: 120112012: 12013: 020132014: 02015: 020152016: 02017: 020172018: 52019: 020192020: 02021: 220215

NFIP claims by year of loss, Jefferson County, Illinois

1999: $019992000: $02001: $020012002: $02003: $020032004: $02005: $020052006: $55,5582007: $020072008: $02009: $020092010: $02011: $12,03520112012: $3,0322013: $020132014: $02015: $020152016: $02017: $020172018: $134,5682019: $020192020: $02021: $56,3302021$134,568

Paid on claims by year of loss (building, contents and increased cost of compliance), Jefferson County, Illinois

ZIP codes with the most claims

ZIP code (as reported)Claims
6286413

10 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $207,453, contents $54,070, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1261612.7%
All homes12,022200.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.