Flood Claims Map

Illinois

Flood insurance claims in Kankakee County, Illinois

FEMA records 695 National Flood Insurance Program claims in Kankakee County, Illinois, since 1978, with $10.2 million paid in total. The year with the most claims was 2008, with 118. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 14.3% of homes in the high-risk flood zone did.

NFIP claims on record695
Total paid$10.2 million
Claims with a payment566
Homes with NFIP policy0.8%
High-risk zone homes insured14.3%
Residential policies in force300

Claims by year of loss

1978: 119781979: 851980: 01981: 221982: 3819821983: 31984: 101985: 531986: 119861987: 21988: 11989: 11990: 3519901991: 91992: 01993: 61994: 419941995: 01996: 111997: 81998: 519981999: 112000: 42001: 22002: 1320022003: 22004: 32005: 312006: 520062007: 82008: 1182009: 252010: 320102011: 02012: 12013: 22014: 820142015: 732016: 22017: 02018: 8420182019: 12020: 22021: 12022: 020222023: 02024: 1118

NFIP claims by year of loss, Kankakee County, Illinois

1978: $1,51019781979: $595,2771980: $01981: $41,8601982: $66,72219821983: $8551984: $18,4491985: $244,0741986: $9,39319861987: $7521988: $2,2481989: $3,5261990: $99,97819901991: $7971992: $01993: $21,5731994: $019941995: $01996: $128,9801997: $92,7951998: $35,55119981999: $78,6272000: $5,7782001: $2,2792002: $71,24220022003: $8,0972004: $4,4752005: $344,9912006: $4,61620062007: $64,8232008: $2.3 million2009: $191,7532010: $9,00720102011: $02012: $3612013: $4,7382014: $99,10320142015: $1.5 million2016: $2,0282017: $02018: $4.0 million20182019: $5,3542020: $42,0032021: $02022: $020222023: $02024: $100,586$4.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Kankakee County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding77
Hurricane Ike34
Early winter storms6
Mid-spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
60901321
60954245
6091047
6096428
6091414
6091513
609507
604683
609403
609222

520 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $8.7 million, contents $1.1 million, increased cost of compliance $454,679.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,77125414.3%
All homes38,7113000.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.