Flood Claims Map

Illinois

Flood insurance claims in Knox County, Illinois

FEMA records 40 National Flood Insurance Program claims in Knox County, Illinois, since 1979, with $392,051 paid in total. The year with the most claims was 2013, with 9. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 11.4% of homes in the high-risk flood zone did.

NFIP claims on record40
Total paid$392,051
Claims with a payment29
Homes with NFIP policy0.1%
High-risk zone homes insured11.4%
Residential policies in force29

Claims by year of loss

1979: 519791980: 11981: 01982: 31983: 219831984: 01985: 11986: 01987: 019871988: 01989: 21990: 01991: 019911992: 01993: 81994: 01995: 019951996: 01997: 01998: 01999: 019992000: 02001: 12002: 02003: 020032004: 02005: 02006: 02007: 120072008: 22009: 12010: 02011: 020112012: 02013: 92014: 22015: 020152016: 02017: 12018: 19

NFIP claims by year of loss, Knox County, Illinois

1979: $8,53819791980: $01981: $01982: $3,8151983: $10019831984: $01985: $7041986: $01987: $019871988: $01989: $1461990: $01991: $019911992: $01993: $113,5891994: $01995: $019951996: $01997: $01998: $01999: $019992000: $02001: $14,6402002: $02003: $020032004: $02005: $02006: $02007: $93420072008: $80,3942009: $02010: $02011: $020112012: $02013: $165,5222014: $3,6702015: $020152016: $02017: $02018: $0$165,522

Paid on claims by year of loss (building, contents and increased cost of compliance), Knox County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding8
Mid-spring storms3
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
6140126
614396
614282
614892
614021
614101
615621

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $338,225, contents $23,826, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1401611.4%
All homes20,693290.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.