Flood Claims Map

Illinois

Flood insurance claims in LaSalle County, Illinois

FEMA records 680 National Flood Insurance Program claims in LaSalle County, Illinois, since 1978, with $12.7 million paid in total. The year with the most claims was 2008, with 111. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 20.2% of homes in the high-risk flood zone did.

NFIP claims on record680
Total paid$12.7 million
Claims with a payment592
Homes with NFIP policy0.5%
High-risk zone homes insured20.2%
Residential policies in force222

Claims by year of loss

1978: 2219781979: 311980: 21981: 111982: 3519821983: 51984: 31985: 531986: 1119861987: 01988: 11989: 01990: 419901991: 31992: 11993: 251994: 419941995: 31996: 631997: 641998: 1019981999: 12000: 12001: 12002: 1220022003: 22004: 02005: 52006: 220062007: 332008: 1112009: 102010: 320102011: 22012: 52013: 1022014: 120142015: 112016: 02017: 22018: 520182019: 62020: 92021: 22022: 220222023: 02024: 02025: 02026: 12026111

NFIP claims by year of loss, LaSalle County, Illinois

1978: $62,98119781979: $151,4951980: $5851981: $60,9231982: $563,14119821983: $3,6891984: $2,1081985: $302,2141986: $60,96119861987: $01988: $01989: $01990: $54,91619901991: $5,6111992: $1,3691993: $474,9611994: $34,46519941995: $8,8531996: $1.6 million1997: $1.2 million1998: $46,15219981999: $02000: $02001: $02002: $136,87220022003: $3,4572004: $02005: $37,4752006: $4,45220062007: $356,2182008: $3.0 million2009: $49,3512010: $59,69620102011: $38,7922012: $36,8342013: $3.7 million2014: $020142015: $43,0032016: $02017: $14,0252018: $48,05620182019: $79,2222020: $156,7612021: $9,2582022: $020222023: $02024: $02025: $02026: $322,2602026$3.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), LaSalle County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding215
Mid-spring storms102
Hurricane Ike98
Midwest Flooding23

ZIP codes with the most claims

ZIP code (as reported)Claims
61350241
6055167
6204766
6135455
6137353
6134250
6053726
6136025
6136421
6134120

376 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $10.2 million, contents $2.3 million, increased cost of compliance $194,697.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone66813520.2%
All homes41,4502220.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.