Flood Claims Map

Illinois

Flood insurance claims in Lee County, Illinois

FEMA records 142 National Flood Insurance Program claims in Lee County, Illinois, since 1978, with $730,450 paid in total. The year with the most claims was 1985, with 26. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 14.1% of homes in the high-risk flood zone did.

NFIP claims on record142
Total paid$730,450
Claims with a payment103
Homes with NFIP policy0.6%
High-risk zone homes insured14.1%
Residential policies in force93

Claims by year of loss

1978: 519781979: 121980: 11981: 31982: 219821983: 11984: 101985: 261986: 119861987: 01988: 41989: 01990: 119901991: 01992: 11993: 171994: 2119941995: 01996: 61997: 01998: 019981999: 22000: 42001: 12002: 120022003: 02004: 02005: 02006: 020062007: 32008: 62009: 02010: 120102011: 42012: 02013: 32014: 120142015: 32016: 12017: 02018: 020182019: 126

NFIP claims by year of loss, Lee County, Illinois

1978: $8,54219781979: $58,8661980: $01981: $1,1461982: $2,51719821983: $771984: $65,1231985: $71,6041986: $90819861987: $01988: $7,4131989: $01990: $1,37019901991: $01992: $01993: $86,8591994: $234,22619941995: $01996: $25,1891997: $01998: $019981999: $3,9152000: $4,9042001: $02002: $10,05720022003: $02004: $02005: $02006: $020062007: $60,0182008: $28,2722009: $02010: $020102011: $20,3792012: $02013: $18,8432014: $2,06720142015: $18,1552016: $02017: $02018: $020182019: $0$234,226

Paid on claims by year of loss (building, contents and increased cost of compliance), Lee County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding27
Mid-spring storms4
Hurricane Ike1

ZIP codes with the most claims

ZIP code (as reported)Claims
61021116
6131010
605535
610813
610572
612611
610421

59 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $584,086, contents $146,364, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5838214.1%
All homes16,175930.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.