Flood insurance claims in Logan County, Illinois

FEMA records 58 National Flood Insurance Program claims in Logan County, Illinois, since 1979, with $113,428 paid in total. The year with the most claims was 1982, with 14. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 15.4% of homes in the high-risk flood zone did.

NFIP claims on record58

Total paid$113,428

Claims with a payment38

Homes with NFIP policy0.3%

High-risk zone homes insured15.4%

Residential policies in force41

Claims by year of loss

NFIP claims by year of loss, Logan County, Illinois

Paid on claims by year of loss (building, contents and increased cost of compliance), Logan County, Illinois

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	16

ZIP codes with the most claims

ZIP code (as reported)	Claims
62656	50
62671	4
61751	3
62543	1

16 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $88,273, contents $25,155, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	240	37	15.4%
All homes	11,758	41	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.