Flood Claims Map

Illinois

Flood insurance claims in Macon County, Illinois

FEMA records 208 National Flood Insurance Program claims in Macon County, Illinois, since 1978, with $1.4 million paid in total. The year with the most claims was 1983, with 43. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 19.0% of homes in the high-risk flood zone did.

NFIP claims on record208
Total paid$1.4 million
Claims with a payment153
Homes with NFIP policy0.2%
High-risk zone homes insured19.0%
Residential policies in force87

Claims by year of loss

1978: 519781979: 321980: 01981: 51982: 719821983: 431984: 21985: 71986: 419861987: 01988: 01989: 01990: 3019901991: 01992: 21993: 11994: 119941995: 11996: 31997: 01998: 219981999: 02000: 02001: 52002: 920022003: 02004: 02005: 42006: 020062007: 02008: 282009: 22010: 020102011: 12012: 12013: 22014: 020142015: 52016: 02017: 12018: 120182019: 02020: 32021: 02022: 1202243

NFIP claims by year of loss, Macon County, Illinois

1978: $3,11719781979: $188,2401980: $01981: $1,0871982: $25,50819821983: $163,1661984: $3,0071985: $18,7431986: $25,77419861987: $01988: $01989: $01990: $368,60419901991: $01992: $10,2521993: $22,4001994: $1,24919941995: $5,8291996: $51,9911997: $01998: $16,03419981999: $02000: $02001: $5,0362002: $51,55220022003: $02004: $02005: $3,6612006: $020062007: $02008: $370,2932009: $3,4192010: $020102011: $02012: $02013: $16,1092014: $020142015: $62,4502016: $02017: $2,5442018: $020182019: $02020: $8,9832021: $02022: $02022$370,293

Paid on claims by year of loss (building, contents and increased cost of compliance), Macon County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding8
Early winter storms5
Hurricane Ike4
Mid-spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
6252677
6252255
6252147
6253513
625132
625442
619252
625252
625011
622201

112 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.1 million, contents $342,482, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3476619.0%
All homes42,339870.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.