Flood Claims Map

Illinois

Flood insurance claims in Marion County, Illinois

FEMA records 29 National Flood Insurance Program claims in Marion County, Illinois, since 1979, with $548,341 paid in total. The year with the most claims was 1993, with 8. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 8.8% of homes in the high-risk flood zone did.

NFIP claims on record29
Total paid$548,341
Claims with a payment23
Homes with NFIP policy0.1%
High-risk zone homes insured8.8%
Residential policies in force18

Claims by year of loss

1979: 219791980: 01981: 01982: 11983: 119831984: 01985: 01986: 11987: 019871988: 01989: 01990: 21991: 019911992: 01993: 81994: 01995: 219951996: 01997: 01998: 41999: 219992000: 02001: 02002: 02003: 020032004: 02005: 02006: 02007: 020072008: 12009: 12010: 02011: 220112012: 02013: 02014: 02015: 020152016: 02017: 02018: 02019: 020192020: 02021: 02022: 02023: 020232024: 02025: 28

NFIP claims by year of loss, Marion County, Illinois

1979: $24619791980: $01981: $01982: $1,1831983: $1,00019831984: $01985: $01986: $4501987: $019871988: $01989: $01990: $11,8731991: $019911992: $01993: $382,1001994: $01995: $10,23419951996: $01997: $01998: $105,9981999: $019992000: $02001: $02002: $02003: $020032004: $02005: $02006: $02007: $020072008: $5,5702009: $5,6902010: $02011: $10,13820112012: $02013: $02014: $02015: $020152016: $02017: $02018: $02019: $020192020: $02021: $02022: $02023: $020232024: $02025: $13,861$382,100

Paid on claims by year of loss (building, contents and increased cost of compliance), Marion County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding8
Flooding4
Central U.S. April Flooding2
Mid-spring storms2
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
6289213
6288111
628015

25 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $350,662, contents $197,679, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone170158.8%
All homes15,888180.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.