Flood Claims Map

Illinois

Flood insurance claims in Massac County, Illinois

FEMA records 110 National Flood Insurance Program claims in Massac County, Illinois, since 1979, with $2.4 million paid in total. The year with the most claims was 2011, with 62. As of 3 August 2026, 2.1% of homes here had an NFIP policy.

NFIP claims on record110
Total paid$2.4 million
Claims with a payment83
Homes with NFIP policy2.1%
High-risk zone homes insuredn/a
Residential policies in force134

Claims by year of loss

1979: 519791980: 01981: 21982: 11983: 219831984: 11985: 01986: 01987: 019871988: 01989: 01990: 11991: 419911992: 01993: 01994: 01995: 019951996: 01997: 121998: 01999: 019992000: 02001: 02002: 12003: 020032004: 02005: 02006: 02007: 020072008: 12009: 02010: 02011: 6220112012: 02013: 12014: 02015: 120152016: 02017: 02018: 52019: 820192020: 12021: 02022: 02023: 020232024: 02025: 02026: 262

NFIP claims by year of loss, Massac County, Illinois

1979: $2,89219791980: $01981: $4,8511982: $01983: $6,95019831984: $1,1361985: $01986: $01987: $019871988: $01989: $01990: $16,9591991: $19,53519911992: $01993: $01994: $01995: $019951996: $01997: $108,1011998: $01999: $019992000: $02001: $02002: $02003: $020032004: $02005: $02006: $02007: $020072008: $2,4672009: $02010: $02011: $1.5 million20112012: $02013: $02014: $02015: $17320152016: $02017: $02018: $237,1432019: $436,93520192020: $02021: $02022: $02023: $020232024: $02025: $02026: $9,463$1.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Massac County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms62
Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
6296097
6291010
629531

63 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.1 million, contents $322,655, increased cost of compliance $3,500.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0109n/a
All homes6,2541342.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.