Flood Claims Map

Illinois

Flood insurance claims in Randolph County, Illinois

FEMA records 182 National Flood Insurance Program claims in Randolph County, Illinois, since 1979, with $2.7 million paid in total. The year with the most claims was 1993, with 89. As of 3 August 2026, 1.2% of homes here had an NFIP policy, and 30.8% of homes in the high-risk flood zone did.

NFIP claims on record182
Total paid$2.7 million
Claims with a payment138
Homes with NFIP policy1.2%
High-risk zone homes insured30.8%
Residential policies in force130

Claims by year of loss

1979: 319791980: 01981: 01982: 41983: 1019831984: 21985: 21986: 21987: 019871988: 01989: 01990: 11991: 019911992: 01993: 891994: 01995: 1219951996: 61997: 31998: 01999: 019992000: 02001: 02002: 62003: 020032004: 12005: 12006: 02007: 120072008: 32009: 12010: 02011: 520112012: 02013: 22014: 02015: 820152016: 72017: 62018: 02019: 620192020: 02021: 02022: 02023: 020232024: 189

NFIP claims by year of loss, Randolph County, Illinois

1979: $10,37419791980: $01981: $01982: $10,9691983: $23,57019831984: $1,1951985: $01986: $5,2831987: $019871988: $01989: $01990: $01991: $019911992: $01993: $1.6 million1994: $01995: $166,59719951996: $6,7901997: $1,5001998: $01999: $019992000: $02001: $02002: $4,2022003: $020032004: $2,3312005: $02006: $02007: $109,51520072008: $506,6462009: $1,2262010: $02011: $6,33620112012: $02013: $11,7272014: $02015: $103,77220152016: $43,1192017: $45,9082018: $02019: $77,58920192020: $02021: $02022: $02023: $020232024: $0$1.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Randolph County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding78
Flooding20
Early winter storms6
Mid-spring storms4
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
6227782
6224248
6228018
622419
622615
622333
622593
622922
628921
622881

148 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $829,313, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone36011130.8%
All homes10,5731301.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.