Flood Claims Map

Illinois

Flood insurance claims in Richland County, Illinois

FEMA records 25 National Flood Insurance Program claims in Richland County, Illinois, since 1979, with $198,525 paid in total. The year with the most claims was 1993, with 11. As of 3 August 2026, 0.1% of homes here had an NFIP policy.

NFIP claims on record25
Total paid$198,525
Claims with a payment25
Homes with NFIP policy0.1%
High-risk zone homes insuredn/a
Residential policies in force6

Claims by year of loss

1979: 119791980: 019801981: 019811982: 119821983: 119831984: 019841985: 119851986: 719861987: 019871988: 019881989: 019891990: 019901991: 019911992: 019921993: 1119931994: 019941995: 3199511

NFIP claims by year of loss, Richland County, Illinois

1979: $2,87419791980: $019801981: $019811982: $62619821983: $6419831984: $019841985: $76519851986: $22,34619861987: $019871988: $019881989: $019891990: $019901991: $019911992: $019921993: $144,11519931994: $019941995: $27,7351995$144,115

Paid on claims by year of loss (building, contents and increased cost of compliance), Richland County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding11
Midwest Flooding6

ZIP codes with the most claims

ZIP code (as reported)Claims
6241925

24 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $143,202, contents $55,323, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone03n/a
All homes7,65460.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.