Flood Claims Map

Illinois

Flood insurance claims in Rock Island County, Illinois

FEMA records 2,132 National Flood Insurance Program claims in Rock Island County, Illinois, since 1978, with $20.2 million paid in total. The year with the most claims was 1979, with 397. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 23.7% of homes in the high-risk flood zone did.

NFIP claims on record2,132
Total paid$20.2 million
Claims with a payment1,728
Homes with NFIP policy1.3%
High-risk zone homes insured23.7%
Residential policies in force668

Claims by year of loss

1978: 1319781979: 3971980: 61981: 11982: 2519821983: 311984: 51985: 621986: 2819861987: 71988: 01989: 01990: 4219901991: 21992: 51993: 2231994: 1419941995: 11996: 711997: 1301998: 519981999: 112000: 362001: 1592002: 8920022003: 12004: 122005: 12006: 320062007: 182008: 2182009: 282010: 1720102011: 422012: 22013: 1342014: 4920142015: 42016: 92017: 252018: 2220182019: 1282020: 82021: 02022: 020222023: 292024: 102025: 52026: 42026397

NFIP claims by year of loss, Rock Island County, Illinois

1978: $7,02419781979: $761,9621980: $3,3951981: $4781982: $14,89719821983: $33,4581984: $1,7611985: $91,8631986: $43,01719861987: $01988: $01989: $01990: $101,11019901991: $01992: $8,0111993: $2.4 million1994: $59,79119941995: $01996: $427,4591997: $919,6131998: $2,92319981999: $26,9422000: $356,5722001: $2.4 million2002: $995,96820022003: $3,9542004: $110,4932005: $45,5002006: $4,93520062007: $287,1562008: $3.2 million2009: $142,5462010: $80,05020102011: $144,3742012: $02013: $2.7 million2014: $967,77120142015: $19,3652016: $36,5522017: $286,0932018: $189,76520182019: $2.4 million2020: $20,5682021: $02022: $020222023: $515,4622024: $59,8132025: $369,3772026: $75,4732026$3.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Rock Island County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding157
Mid-spring storms154
Midwest Flooding131
Hurricane Ike5
March storm3

ZIP codes with the most claims

ZIP code (as reported)Claims
61265824
61244646
61257149
6126489
6123961
6120155
6123249
6125647
6128445
6124035

1,540 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $16.8 million, contents $2.1 million, increased cost of compliance $1.4 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,58561323.7%
All homes52,6296681.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.