Flood Claims Map

Illinois

Flood insurance claims in Scott County, Illinois

FEMA records 29 National Flood Insurance Program claims in Scott County, Illinois, since 1979, with $131,801 paid in total. The year with the most claims was 1993, with 11. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 6.1% of homes in the high-risk flood zone did.

NFIP claims on record29
Total paid$131,801
Claims with a payment24
Homes with NFIP policy0.7%
High-risk zone homes insured6.1%
Residential policies in force14

Claims by year of loss

1979: 319791980: 01981: 01982: 019821983: 01984: 01985: 019851986: 01987: 01988: 019881989: 01990: 01991: 019911992: 01993: 111994: 019941995: 31996: 01997: 019971998: 01999: 02000: 020002001: 32002: 22003: 020032004: 02005: 02006: 020062007: 02008: 22009: 020092010: 02011: 32012: 020122013: 02014: 02015: 2201511

NFIP claims by year of loss, Scott County, Illinois

1979: $5,30419791980: $01981: $01982: $019821983: $01984: $01985: $019851986: $01987: $01988: $019881989: $01990: $01991: $019911992: $01993: $44,9561994: $019941995: $1,0001996: $01997: $019971998: $01999: $02000: $020002001: $5,6822002: $11,7162003: $020032004: $02005: $02006: $020062007: $02008: $7,1702009: $020092010: $02011: $19,8292012: $020122013: $02014: $02015: $36,1442015$44,956

Paid on claims by year of loss (building, contents and increased cost of compliance), Scott County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding10
Flooding3
Hurricane Ike2

ZIP codes with the most claims

ZIP code (as reported)Claims
6269413
6262113
626652

23 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $126,861, contents $4,940, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone213136.1%
All homes1,871140.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.