Flood Claims Map

Illinois

Flood insurance claims in Warren County, Illinois

FEMA records 26 National Flood Insurance Program claims in Warren County, Illinois, since 1982, with $193,253 paid in total. The most claims in one year was 5, in 1982 and 2008. As of 3 August 2026, 0.4% of homes here had an NFIP policy.

NFIP claims on record26
Total paid$193,253
Claims with a payment18
Homes with NFIP policy0.4%
High-risk zone homes insuredn/a
Residential policies in force26

Claims by year of loss

1982: 519821983: 21984: 01985: 219851986: 21987: 01988: 019881989: 01990: 01991: 019911992: 01993: 21994: 019941995: 01996: 01997: 019971998: 01999: 02000: 020002001: 02002: 02003: 120032004: 02005: 02006: 020062007: 02008: 52009: 020092010: 12011: 12012: 020122013: 22014: 02015: 120152016: 02017: 02018: 020182019: 12020: 15

NFIP claims by year of loss, Warren County, Illinois

1982: $16,32819821983: $2,4031984: $01985: $12,50819851986: $46,2321987: $01988: $019881989: $01990: $01991: $019911992: $01993: $20,0001994: $019941995: $01996: $01997: $019971998: $01999: $02000: $020002001: $02002: $02003: $020032004: $02005: $02006: $020062007: $02008: $73,6612009: $020092010: $02011: $02012: $020122013: $2,5542014: $02015: $9,74920152016: $02017: $02018: $020182019: $4,5722020: $5,247$73,661

Paid on claims by year of loss (building, contents and increased cost of compliance), Warren County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding4
Mid-spring storms2
Midwest Flooding2
Hurricane Ike2

ZIP codes with the most claims

ZIP code (as reported)Claims
614628
614537
614733
614473
614693
614121
614231

20 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $140,062, contents $23,191, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone015n/a
All homes6,395260.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.