Flood Claims Map

Illinois

Flood insurance claims in Woodford County, Illinois

FEMA records 518 National Flood Insurance Program claims in Woodford County, Illinois, since 1979, with $5.1 million paid in total. The year with the most claims was 1982, with 129. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 21.2% of homes in the high-risk flood zone did.

NFIP claims on record518
Total paid$5.1 million
Claims with a payment436
Homes with NFIP policy0.6%
High-risk zone homes insured21.2%
Residential policies in force103

Claims by year of loss

1979: 7619791980: 61981: 01982: 1291983: 2219831984: 01985: 911986: 11987: 019871988: 01989: 01990: 11991: 019911992: 01993: 01994: 01995: 819951996: 01997: 161998: 11999: 019992000: 02001: 02002: 12003: 020032004: 02005: 02006: 02007: 020072008: 222009: 212010: 02011: 220112012: 02013: 882014: 02015: 1020152016: 02017: 32018: 02019: 920192020: 11129

NFIP claims by year of loss, Woodford County, Illinois

1979: $688,55519791980: $3,3151981: $01982: $486,3641983: $18,69019831984: $01985: $385,5811986: $01987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $12,65819951996: $01997: $133,8461998: $2,2821999: $019992000: $02001: $02002: $5,8712003: $020032004: $02005: $02006: $02007: $020072008: $250,9172009: $325,1112010: $02011: $020112012: $02013: $2.1 million2014: $02015: $65,50220152016: $02017: $72,8292018: $02019: $211,50420192020: $356,490$2.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Woodford County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding105
Mid-spring storms86
Hurricane Ike9
Early winter storms2

ZIP codes with the most claims

ZIP code (as reported)Claims
61611454
6157014
615619
615487
616124
615453
615303
617382
616142
617602

384 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.8 million, contents $297,205, increased cost of compliance $60,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4399321.2%
All homes16,5211030.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.