Flood insurance claims in Cherokee County, Kansas

FEMA records 86 National Flood Insurance Program claims in Cherokee County, Kansas, since 1985, with $1.7 million paid in total. The year with the most claims was 2015, with 20. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 5.8% of homes in the high-risk flood zone did.

NFIP claims on record86

Total paid$1.7 million

Claims with a payment76

Homes with NFIP policy0.4%

High-risk zone homes insured5.8%

Residential policies in force38

Claims by year of loss

NFIP claims by year of loss, Cherokee County, Kansas

Paid on claims by year of loss (building, contents and increased cost of compliance), Cherokee County, Kansas

ZIP codes with the most claims

ZIP code (as reported)	Claims
66739	42
66713	31
66770	8
66725	2
66781	2
66773	1

80 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $216,479, increased cost of compliance $8,090.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	605	35	5.8%
All homes	10,190	38	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.