Flood insurance claims in Miami County, Kansas

FEMA records 27 National Flood Insurance Program claims in Miami County, Kansas, since 1998, with $1.1 million paid in total. The year with the most claims was 2007, with 12. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 19.4% of homes in the high-risk flood zone did.

NFIP claims on record27

Total paid$1.1 million

Claims with a payment25

Homes with NFIP policy0.3%

High-risk zone homes insured19.4%

Residential policies in force40

Claims by year of loss

NFIP claims by year of loss, Miami County, Kansas

Paid on claims by year of loss (building, contents and increased cost of compliance), Miami County, Kansas

Named flood events with the most claims

Event (FEMA name)	Claims
Thunderstorms	10

ZIP codes with the most claims

ZIP code (as reported)	Claims
66071	15
66064	7
66053	4
66083	1

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $890,988, contents $188,314, increased cost of compliance $39,350.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	124	24	19.4%
All homes	14,103	40	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.