Flood insurance claims in Ottawa County, Kansas

FEMA records 39 National Flood Insurance Program claims in Ottawa County, Kansas, since 1987, with $167,106 paid in total. The year with the most claims was 1993, with 23. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 8.2% of homes in the high-risk flood zone did.

NFIP claims on record39

Total paid$167,106

Claims with a payment21

Homes with NFIP policy1.5%

High-risk zone homes insured8.2%

Residential policies in force38

Claims by year of loss

NFIP claims by year of loss, Ottawa County, Kansas

Paid on claims by year of loss (building, contents and increased cost of compliance), Ottawa County, Kansas

Named flood events with the most claims

Event (FEMA name)	Claims
Midwest Flooding	22
Late spring storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
67484	37
67467	1
67470	1

34 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $163,506, contents $3,600, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	427	35	8.2%
All homes	2,520	38	1.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.