Flood Claims Map

Louisiana

Flood insurance claims in Caddo Parish, Louisiana

FEMA records 2,438 National Flood Insurance Program claims in Caddo Parish, Louisiana, since 1978, with $42.0 million paid in total. The year with the most claims was 1991, with 461. As of 3 August 2026, 4.3% of homes here had an NFIP policy, and 44.0% of homes in the high-risk flood zone did.

NFIP claims on record2,438
Total paid$42.0 million
Claims with a payment1,942
Homes with NFIP policy4.3%
High-risk zone homes insured44.0%
Residential policies in force4,088

Claims by year of loss

1978: 2219781979: 851980: 241981: 151982: 019821983: 391984: 61985: 241986: 9219861987: 171988: 41989: 681990: 2719901991: 4611992: 41993: 921994: 1219941995: 21996: 201997: 1211998: 519981999: 1802000: 222001: 182002: 420022003: 22004: 72005: 142006: 120062007: 82008: 3442009: 1922010: 020102011: 72012: 62013: 152014: 920142015: 652016: 2652017: 102018: 720182019: 192020: 82021: 122022: 720222023: 172024: 342025: 112026: 142026461

NFIP claims by year of loss, Caddo Parish, Louisiana

1978: $82,88719781979: $369,9401980: $75,9551981: $35,5051982: $019821983: $103,5051984: $33,4581985: $89,4941986: $788,75919861987: $28,3711988: $7,8621989: $259,8151990: $84,08019901991: $6.2 million1992: $4,8071993: $858,3391994: $95,84919941995: $01996: $114,5461997: $1.9 million1998: $1,21819981999: $3.0 million2000: $225,1302001: $140,0142002: $40,88120022003: $5642004: $65,0162005: $90,4022006: $4,48520062007: $41,1472008: $8.6 million2009: $3.8 million2010: $020102011: $31,2142012: $16,3682013: $87,3592014: $3,06120142015: $1.4 million2016: $10.7 million2017: $31,7422018: $118,65320182019: $221,3362020: $34,2372021: $98,1222022: $121,74020222023: $621,6912024: $864,6192025: $107,8192026: $373,9942026$10.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Caddo Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Flooding537
Late winter severe storms248
Spring storm25
2026-06-Arthur-TS10
Hurricane Katrina6
Hurricane Rita5
Mid-summer severe storms4
Hurricane Harvey3

ZIP codes with the most claims

ZIP code (as reported)Claims
71106370
71104330
71105330
71118257
71119180
71108164
71109159
71107159
71129142
7104792

1,763 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $35.0 million, contents $6.8 million, increased cost of compliance $71,295.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7,3833,24944.0%
All homes95,0894,0884.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.