Flood Claims Map

Louisiana

Flood insurance claims in Calcasieu Parish, Louisiana

FEMA records 10,386 National Flood Insurance Program claims in Calcasieu Parish, Louisiana, since 1978, with $324.0 million paid in total. The year with the most claims was 2020, with 1,731. As of 3 August 2026, 16.9% of homes here had an NFIP policy, and 42.7% of homes in the high-risk flood zone did.

NFIP claims on record10,386
Total paid$324.0 million
Claims with a payment8,214
Homes with NFIP policy16.9%
High-risk zone homes insured42.7%
Residential policies in force11,641

Claims by year of loss

1978: 219781979: 2221980: 7811981: 311982: 28719821983: 261984: 491985: 691986: 2119861987: 721988: 241989: 3871990: 1419901991: 841992: 71993: 241994: 219941995: 831996: 291997: 191998: 9719981999: 82000: 132001: 982002: 13720022003: 52004: 582005: 1,4052006: 42920062007: 252008: 1,1552009: 372010: 1720102011: 112012: 642013: 1022014: 16120142015: 272016: 1012017: 6382018: 520182019: 1392020: 1,7312021: 1,6332022: 720222023: 52024: 202025: 162026: 920261,731

NFIP claims by year of loss, Calcasieu Parish, Louisiana

1978: $5,53619781979: $888,8711980: $9.1 million1981: $78,3181982: $2.9 million19821983: $27,1391984: $152,3531985: $376,3531986: $70,26719861987: $354,7531988: $54,2281989: $5.2 million1990: $55,54719901991: $345,5911992: $33,6371993: $50,7031994: $1,06219941995: $538,9121996: $171,8101997: $69,7761998: $534,65719981999: $37,6832000: $19,3682001: $788,4452002: $1.5 million20022003: $18,4562004: $532,4922005: $34.1 million2006: $11.5 million20062007: $85,4682008: $61.9 million2009: $418,8312010: $79,03120102011: $50,7292012: $546,0442013: $3.2 million2014: $4.2 million20142015: $290,8712016: $2.9 million2017: $21.4 million2018: $020182019: $4.8 million2020: $55.4 million2021: $97.8 million2022: $164,24520222023: $14,6102024: $336,1322025: $633,0332026: $217,7732026$97.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Calcasieu Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,653
2021 Mid-Spring Severe Storms1,599
Hurricane Delta1,324
Hurricane Rita1,287
Hurricane Ike1,111
Hurricane Laura350
Hurricane Harvey337
Hurricane Katrina58

ZIP codes with the most claims

ZIP code (as reported)Claims
706052,612
706011,946
706071,616
70663950
70615905
70611754
70669531
70665507
70647246
7066870

5,504 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $263.6 million, contents $58.2 million, increased cost of compliance $2.2 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone12,9275,51842.7%
All homes68,84111,64116.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.