Flood insurance claims in Franklin Parish, Louisiana

FEMA records 320 National Flood Insurance Program claims in Franklin Parish, Louisiana, since 1979, with $5.4 million paid in total. The year with the most claims was 2008, with 73. As of 3 August 2026, 3.1% of homes here had an NFIP policy, and 22.7% of homes in the high-risk flood zone did.

NFIP claims on record320

Total paid$5.4 million

Claims with a payment279

Homes with NFIP policy3.1%

High-risk zone homes insured22.7%

Residential policies in force255

Claims by year of loss

NFIP claims by year of loss, Franklin Parish, Louisiana

Paid on claims by year of loss (building, contents and increased cost of compliance), Franklin Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)	Claims
Hurricane Gustav	72
Flooding	55
Hurricane Delta	14
Late winter severe storms	5
Hurricane Katrina	2

ZIP codes with the most claims

ZIP code (as reported)	Claims
71295	243
71378	34
71336	17
71219	6
71243	5
71232	4
71368	3
71203	1
71373	1
71330	1

184 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.5 million, contents $954,141, increased cost of compliance $4,300.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	555	126	22.7%
All homes	8,232	255	3.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.