Flood Claims Map

Louisiana

Flood insurance claims in Lafayette Parish, Louisiana

FEMA records 6,579 National Flood Insurance Program claims in Lafayette Parish, Louisiana, since 1978, with $266.7 million paid in total. The year with the most claims was 2016, with 2,592. As of 3 August 2026, 19.0% of homes here had an NFIP policy, and 46.9% of homes in the high-risk flood zone did.

NFIP claims on record6,579
Total paid$266.7 million
Claims with a payment5,625
Homes with NFIP policy19.0%
High-risk zone homes insured46.9%
Residential policies in force16,022

Claims by year of loss

1978: 4919781979: 1281980: 4131981: 221982: 6519821983: 161984: 491985: 461986: 919861987: 71988: 161989: 1141990: 719901991: 921992: 281993: 4641994: 1019941995: 2621996: 121997: 131998: 13419981999: 362000: 82001: 2322002: 11420022003: 72004: 1462005: 892006: 5720062007: 62008: 862009: 102010: 1120102011: 42012: 2892013: 292014: 5320142015: 162016: 2,5922017: 1552018: 720182019: 1732020: 862021: 1772022: 1020222023: 92024: 302025: 1902026: 120262,592

NFIP claims by year of loss, Lafayette Parish, Louisiana

1978: $93,56819781979: $316,4491980: $2.8 million1981: $45,8251982: $130,66819821983: $54,0301984: $303,8161985: $225,7981986: $17,48019861987: $29,6201988: $50,7521989: $802,3341990: $15,17619901991: $500,2611992: $132,9431993: $5.2 million1994: $24,98419941995: $2.7 million1996: $67,4721997: $81,1631998: $929,00919981999: $206,7592000: $3,6212001: $4.7 million2002: $337,34620022003: $8,9962004: $1.9 million2005: $1.4 million2006: $863,72820062007: $6,4622008: $888,6502009: $13,4812010: $97,55120102011: $18,4002012: $10.1 million2013: $229,1382014: $924,31020142015: $58,9812016: $194.6 million2017: $4.1 million2018: $6,97320182019: $5.4 million2020: $2.0 million2021: $6.6 million2022: $142,21020222023: $78,7902024: $1.1 million2025: $16.3 million2026: $02026$194.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lafayette Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Mid-summer severe storms2,480
Flooding1,067
Tropical Storm Allison198
2021 Mid-Spring Severe Storms157
Hurricane Lili70
Hurricane Rita63
Hurricane Laura56
Hurricane Gustav26

ZIP codes with the most claims

ZIP code (as reported)Claims
705081,196
705061,174
70520761
70592741
70503630
70507516
70501412
70583405
70518320
70529229

3,578 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $216.7 million, contents $49.6 million, increased cost of compliance $428,973.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone16,4967,73846.9%
All homes84,45516,02219.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.