Flood insurance claims in Lincoln Parish, Louisiana

FEMA records 56 National Flood Insurance Program claims in Lincoln Parish, Louisiana, since 1979, with $594,033 paid in total. The year with the most claims was 1989, with 10. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 28.6% of homes in the high-risk flood zone did.

NFIP claims on record56

Total paid$594,033

Claims with a payment46

Homes with NFIP policy0.6%

High-risk zone homes insured28.6%

Residential policies in force100

Claims by year of loss

NFIP claims by year of loss, Lincoln Parish, Louisiana

Paid on claims by year of loss (building, contents and increased cost of compliance), Lincoln Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	16
Spring storm	5
Late winter severe storms	4
Hurricane Danny	2
Mid-summer severe storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
71270	28
71235	10
71227	7
71273	4
71207	3
71245	3

39 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $527,025, contents $67,008, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	175	50	28.6%
All homes	16,477	100	0.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.