Flood Claims Map

Louisiana

Flood insurance claims in Livingston Parish, Louisiana

FEMA records 14,639 National Flood Insurance Program claims in Livingston Parish, Louisiana, since 1978, with $835.2 million paid in total. The year with the most claims was 2016, with 7,870. As of 3 August 2026, 26.6% of homes here had an NFIP policy, and 38.6% of homes in the high-risk flood zone did.

NFIP claims on record14,639
Total paid$835.2 million
Claims with a payment12,873
Homes with NFIP policy26.6%
High-risk zone homes insured38.6%
Residential policies in force13,708

Claims by year of loss

1978: 219781979: 1921980: 1351981: 11982: 919821983: 9721984: 131985: 1921986: 1019861987: 131988: 161989: 141990: 42819901991: 1621992: 1181993: 3911994: 9219941995: 1751996: 631997: 501998: 23119981999: 72000: 102001: 6022002: 23220022003: 522004: 1812005: 2952006: 1620062007: 132008: 4252009: 212010: 420102011: 1252012: 7952013: 602014: 820142015: 392016: 7,8702017: 342018: 720182019: 1742020: 222021: 3382022: 720222023: 92024: 62025: 52026: 320267,870

NFIP claims by year of loss, Livingston Parish, Louisiana

1978: $4,23619781979: $735,7301980: $294,5791981: $2,5291982: $12,09019821983: $15.1 million1984: $13,4121985: $1.6 million1986: $19,00419861987: $57,6381988: $37,7551989: $46,7051990: $6.3 million19901991: $802,1571992: $580,4521993: $3.5 million1994: $653,89419941995: $1.2 million1996: $440,6721997: $309,5791998: $2.2 million19981999: $30,5702000: $47,2572001: $7.1 million2002: $2.1 million20022003: $256,0712004: $2.0 million2005: $4.9 million2006: $202,22920062007: $172,6562008: $7.4 million2009: $49,7412010: $7,02920102011: $2.1 million2012: $20.1 million2013: $570,4852014: $4,60520142015: $394,7412016: $737.8 million2017: $340,8312018: $134,20020182019: $6.2 million2020: $668,6492021: $8.3 million2022: $23,98720222023: $163,8842024: $85,8092025: $93,9722026: $62,7962026$737.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Livingston Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Mid-summer severe storms7,617
Flooding1,904
Hurricane Isaac765
Tropical Storm Allison589
Hurricane Ida281
Late winter severe storms198
Hurricane Ike198
Hurricane Juan186

ZIP codes with the most claims

ZIP code (as reported)Claims
707266,811
704621,907
704491,430
707851,212
707061,122
70744518
70754511
70733484
70711174
70443113

12,095 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $716.4 million, contents $113.4 million, increased cost of compliance $5.4 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone25,4389,81338.6%
All homes51,50913,70826.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.