Flood Claims Map

Louisiana

Flood insurance claims in Orleans Parish, Louisiana

FEMA records 127,255 National Flood Insurance Program claims in Orleans Parish, Louisiana, since 1978, with $7.30 billion paid in total. The year with the most claims was 2005, with 71,538. As of 3 August 2026, 51.8% of homes here had an NFIP policy.

NFIP claims on record127,255
Total paid$7.30 billion
Claims with a payment104,112
Homes with NFIP policy51.8%
High-risk zone homes insuredn/a
Residential policies in force56,109

Claims by year of loss

1978: 3,00919781979: 1801980: 5,3621981: 8431982: 1,20119821983: 5,5211984: 251985: 2941986: 3619861987: 191988: 1,3971989: 3871990: 1,05119901991: 1,8381992: 2911993: 371994: 57419941995: 13,8421996: 1181997: 1611998: 4,20419981999: 752000: 1382001: 1,4712002: 4,13120022003: 4892004: 3362005: 71,5382006: 8020062007: 1302008: 1,1212009: 3292010: 7820102011: 3112012: 1,5842013: 542014: 3420142015: 612016: 762017: 8842018: 4020182019: 1,1522020: 2332021: 2,0262022: 4320222023: 672024: 2962025: 492026: 39202671,538

NFIP claims by year of loss, Orleans Parish, Louisiana

1978: $11.5 million19781979: $374,8161980: $25.9 million1981: $2.8 million1982: $3.3 million19821983: $25.7 million1984: $5,2501985: $3.3 million1986: $148,39619861987: $38,9681988: $5.4 million1989: $1.4 million1990: $5.9 million19901991: $13.3 million1992: $879,7491993: $154,1261994: $3.3 million19941995: $160.6 million1996: $727,3791997: $1.2 million1998: $36.2 million19981999: $644,8562000: $225,6632001: $4.0 million2002: $26.5 million20022003: $2.5 million2004: $2.2 million2005: $6.81 billion2006: $528,81820062007: $1.1 million2008: $13.1 million2009: $2.9 million2010: $838,16520102011: $6.1 million2012: $12.5 million2013: $304,9572014: $270,87320142015: $467,3572016: $352,4872017: $29.9 million2018: $318,71820182019: $44.5 million2020: $2.8 million2021: $30.4 million2022: $324,96920222023: $1.7 million2024: $5.8 million2025: $1.2 million2026: $897,4512026$6.81 billion

Paid on claims by year of loss (building, contents and increased cost of compliance), Orleans Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina69,964
Flooding36,168
Tropical Storm Isidore3,119
Hurricane Ida1,852
Hurricane Isaac1,415
Tropical Storm Allison1,276
Hurricane Rita944
Hurricane Lili863

ZIP codes with the most claims

ZIP code (as reported)Claims
7012215,529
7012613,147
7011911,380
7012411,075
7012510,766
7011710,146
701189,997
701158,825
701277,786
701287,016

93,459 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.90 billion, contents $1.29 billion, increased cost of compliance $110.5 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone15,43017,781n/a
All homes108,36156,10951.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.