Flood Claims Map

Louisiana

Flood insurance claims in Ouachita Parish, Louisiana

FEMA records 6,984 National Flood Insurance Program claims in Ouachita Parish, Louisiana, since 1978, with $162.9 million paid in total. The year with the most claims was 2016, with 1,765. As of 3 August 2026, 7.5% of homes here had an NFIP policy, and 46.7% of homes in the high-risk flood zone did.

NFIP claims on record6,984
Total paid$162.9 million
Claims with a payment5,858
Homes with NFIP policy7.5%
High-risk zone homes insured46.7%
Residential policies in force4,265

Claims by year of loss

1978: 37319781979: 1001980: 581981: 21982: 36319821983: 1601984: 221985: 171986: 319861987: 341988: 231989: 9891990: 3819901991: 1,3261992: 41993: 171994: 1819941995: 311996: 71997: 241998: 2319981999: 812000: 162001: 482002: 1020022003: 322004: 232005: 142006: 1520062007: 22008: 3762009: 1022010: 1120102011: 5802012: 172013: 32014: 2420142015: 82016: 1,7652017: 252018: 4720182019: 652020: 262021: 52022: 1320222023: 42024: 62025: 282026: 620261,765

NFIP claims by year of loss, Ouachita Parish, Louisiana

1978: $4.9 million19781979: $243,8611980: $240,6111981: $3,0311982: $3.4 million19821983: $682,2121984: $74,1431985: $41,5801986: $1,62819861987: $51,0551988: $69,2581989: $9.4 million1990: $90,40419901991: $19.9 million1992: $7,9581993: $177,4081994: $51,53219941995: $142,5011996: $15,8151997: $170,4601998: $69,85519981999: $563,9612000: $33,8622001: $455,1362002: $40,17220022003: $161,7042004: $114,0122005: $294,9412006: $21,28120062007: $1,5092008: $8.3 million2009: $1.7 million2010: $56,08620102011: $13.4 million2012: $64,2022013: $190,3212014: $608,76420142015: $168,5312016: $89.9 million2017: $528,0802018: $1.4 million20182019: $2.7 million2020: $425,0312021: $02022: $140,86520222023: $47,6882024: $129,6882025: $1.5 million2026: $260,0432026$89.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Ouachita Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2,861
Late winter severe storms1,698
Hurricane Gustav330
Hurricane Juan12
Hurricane Ike12
Mid-spring storms11
Hurricane Delta9
Hurricane Katrina8

ZIP codes with the most claims

ZIP code (as reported)Claims
712012,650
712021,788
712031,085
712911,070
71292197
7141827
7121125
7129418
7120715
7121015

4,879 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $138.0 million, contents $24.8 million, increased cost of compliance $93,250.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone6,2092,89846.7%
All homes57,1524,2657.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.