Flood Claims Map

Louisiana

Flood insurance claims in Rapides Parish, Louisiana

FEMA records 4,231 National Flood Insurance Program claims in Rapides Parish, Louisiana, since 1978, with $68.3 million paid in total. The year with the most claims was 2008, with 566. As of 3 August 2026, 5.1% of homes here had an NFIP policy.

NFIP claims on record4,231
Total paid$68.3 million
Claims with a payment3,695
Homes with NFIP policy5.1%
High-risk zone homes insuredn/a
Residential policies in force2,688

Claims by year of loss

1978: 219781979: 1861980: 651981: 61982: 23319821983: 1361984: 1481985: 211986: 119861987: 3721988: 111989: 1501990: 15719901991: 2901992: 211993: 351994: 12819941995: 801996: 21997: 1761998: 4519981999: 702000: 72001: 1802002: 8920022003: 112004: 92005: 302006: 720062007: 62008: 5662009: 342010: 520102011: 682012: 252013: 162014: 520142015: 1232016: 592017: 2132018: 1120182019: 892020: 2982021: 152022: 220222023: 22024: 122025: 22026: 122026566

NFIP claims by year of loss, Rapides Parish, Louisiana

1978: $3,46319781979: $892,1391980: $195,7011981: $4,9951982: $1.5 million19821983: $313,9241984: $598,4741985: $49,6131986: $5,09119861987: $3.8 million1988: $7,2941989: $850,5651990: $900,60419901991: $2.5 million1992: $65,4011993: $153,0541994: $760,49919941995: $495,3151996: $33,9121997: $2.4 million1998: $231,72719981999: $766,4862000: $236,6822001: $2.3 million2002: $740,92120022003: $94,0062004: $107,2132005: $200,6902006: $181,17520062007: $90,4002008: $17.5 million2009: $453,2162010: $63,14420102011: $1.0 million2012: $314,4902013: $126,0472014: $43,54920142015: $2.6 million2016: $2.3 million2017: $7.7 million2018: $279,42620182019: $2.4 million2020: $12.6 million2021: $303,6342022: $4,75520222023: $02024: $103,6382025: $34,7952026: $138,9632026$17.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Rapides Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Flooding917
Hurricane Gustav485
Hurricane Delta273
Mid-spring storms45
Hurricane Lili38
Late winter severe storms35
Hurricane Laura17
Hurricane Juan13

ZIP codes with the most claims

ZIP code (as reported)Claims
713281,102
71301829
71302680
71360581
71303527
7148595
7134680
7140554
7140939
7132221

2,773 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $55.7 million, contents $12.4 million, increased cost of compliance $275,585.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone01,583n/a
All homes52,2602,6885.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.