Flood Claims Map

Louisiana

Flood insurance claims in St. Bernard Parish, Louisiana

FEMA records 23,919 National Flood Insurance Program claims in St. Bernard Parish, Louisiana, since 1978, with $2.25 billion paid in total. The year with the most claims was 2005, with 16,719. As of 3 August 2026, 56.8% of homes here had an NFIP policy.

NFIP claims on record23,919
Total paid$2.25 billion
Claims with a payment21,735
Homes with NFIP policy56.8%
High-risk zone homes insuredn/a
Residential policies in force8,351

Claims by year of loss

1978: 1,27619781979: 421980: 1,0821981: 151982: 28019821983: 8181984: 71985: 2211986: 219861987: 31988: 1101989: 911990: 14819901991: 341992: 611993: 121994: 2119941995: 7281996: 641997: 1001998: 35519981999: 122000: 142001: 1702002: 50420022003: 632004: 732005: 16,7192006: 520062007: 42008: 1212009: 312010: 120102011: 302012: 3942013: 112014: 620142015: 62016: 42017: 62018: 620182019: 222020: 372021: 1792022: 820222023: 52024: 132025: 516,719

NFIP claims by year of loss, St. Bernard Parish, Louisiana

1978: $10.0 million19781979: $56,0931980: $6.5 million1981: $10,6031982: $705,20219821983: $5.5 million1984: $6,3731985: $1.7 million1986: $2,42119861987: $01988: $164,6131989: $293,2371990: $528,37719901991: $73,1961992: $229,2451993: $5,6971994: $36,02219941995: $4.6 million1996: $387,2471997: $282,9681998: $2.7 million19981999: $16,1012000: $16,6992001: $510,6832002: $3.2 million20022003: $175,9122004: $519,5312005: $2.20 billion2006: $52,92420062007: $55,7902008: $754,5302009: $186,5572010: $020102011: $197,5892012: $3.2 million2013: $35,1992014: $16,85120142015: $02016: $02017: $9,5862018: $32,44920182019: $285,7532020: $116,6992021: $1.6 million2022: $020222023: $38,2642024: $48,5772025: $312,519$2.20 billion

Paid on claims by year of loss (building, contents and increased cost of compliance), St. Bernard Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina15,984
Flooding4,313
Hurricane Rita576
Tropical Storm Isidore389
Hurricane Isaac379
Hurricane Juan213
Hurricane Georges185
Tropical Storm Allison165

ZIP codes with the most claims

ZIP code (as reported)Claims
7004312,001
700324,557
700752,584
700852,345
700922,253
7004021
7004414
701248
701175
701295

13,025 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.68 billion, contents $554.0 million, increased cost of compliance $11.0 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,9222,185n/a
All homes14,7128,35156.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.