Flood Claims Map

Louisiana

Flood insurance claims in St. Charles Parish, Louisiana

FEMA records 7,568 National Flood Insurance Program claims in St. Charles Parish, Louisiana, since 1978, with $161.4 million paid in total. The year with the most claims was 1995, with 2,031. As of 3 August 2026, 55.7% of homes here had an NFIP policy.

NFIP claims on record7,568
Total paid$161.4 million
Claims with a payment5,292
Homes with NFIP policy55.7%
High-risk zone homes insuredn/a
Residential policies in force9,907

Claims by year of loss

1978: 2619781979: 121980: 841981: 31982: 919821983: 491984: 21985: 521986: 119861987: 51988: 301989: 6841990: 5019901991: 371992: 141993: 11994: 1319941995: 2,0311996: 131997: 21998: 7319981999: 32000: 22001: 502002: 17120022003: 72004: 2892005: 1,7972006: 120062007: 102008: 802009: 1112010: 220102011: 142012: 1892013: 22014: 320142015: 152016: 142017: 162018: 7120182019: 72020: 4022021: 7482022: 620222023: 22024: 2232025: 232026: 11920262,031

NFIP claims by year of loss, St. Charles Parish, Louisiana

1978: $78,42719781979: $22,2041980: $285,7011981: $7,4691982: $8,70919821983: $136,5121984: $4441985: $503,1511986: $019861987: $71,2741988: $99,4771989: $14.7 million1990: $86,16419901991: $157,5971992: $55,9441993: $01994: $23,40319941995: $55.7 million1996: $103,7461997: $01998: $498,36219981999: $4,8512000: $7022001: $154,4902002: $2.1 million20022003: $11,3882004: $6.4 million2005: $13.3 million2006: $020062007: $143,9692008: $725,1812009: $2.1 million2010: $3,38720102011: $71,5202012: $1.6 million2013: $02014: $21,91220142015: $118,8542016: $86,7252017: $245,9802018: $2.3 million20182019: $103,4682020: $21.7 million2021: $22.9 million2022: $8,77320222023: $02024: $10.1 million2025: $149,2822026: $4.6 million2026$55.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), St. Charles Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2,936
Hurricane Katrina1,736
Hurricane Ida711
Hurricane Francine209
Hurricane Isaac176
Tropical Storm Isidore129
2026-06-Arthur-TS116
Hurricane Gustav59

ZIP codes with the most claims

ZIP code (as reported)Claims
700473,214
700871,303
700701,302
70079881
70039250
70030154
70057145
7007897
7006879
7003153

5,463 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $124.4 million, contents $36.6 million, increased cost of compliance $379,496.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone07,134n/a
All homes17,7839,90755.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.