Flood Claims Map

Louisiana

Flood insurance claims in St. Martin Parish, Louisiana

FEMA records 1,466 National Flood Insurance Program claims in St. Martin Parish, Louisiana, since 1978, with $28.2 million paid in total. The year with the most claims was 2016, with 323. As of 3 August 2026, 9.9% of homes here had an NFIP policy, and 24.8% of homes in the high-risk flood zone did.

NFIP claims on record1,466
Total paid$28.2 million
Claims with a payment1,218
Homes with NFIP policy9.9%
High-risk zone homes insured24.8%
Residential policies in force2,157

Claims by year of loss

1978: 119781979: 471980: 451981: 11982: 1119821983: 191984: 221985: 91986: 119861987: 21988: 01989: 171990: 1019901991: 1061992: 51993: 331994: 1119941995: 171996: 31997: 781998: 419981999: 112000: 12001: 652002: 1820022003: 22004: 962005: 242006: 520062007: 12008: 822009: 52010: 220102011: 1032012: 312013: 112014: 720142015: 92016: 3232017: 242018: 820182019: 1302020: 42021: 132022: 020222023: 12024: 322025: 72026: 92026323

NFIP claims by year of loss, St. Martin Parish, Louisiana

1978: $28819781979: $104,0981980: $105,4141981: $3831982: $28,19319821983: $50,2291984: $142,9511985: $24,2201986: $15,45219861987: $3,7831988: $01989: $65,3341990: $57,93419901991: $600,8581992: $3,6071993: $215,8141994: $10,02119941995: $60,2131996: $4,5241997: $241,8151998: $30,16019981999: $72,5082000: $1,4562001: $682,1032002: $50,57720022003: $5,8442004: $1.9 million2005: $127,9342006: $29,15920062007: $02008: $652,6842009: $13,6242010: $1,39220102011: $184,2612012: $423,3352013: $114,2922014: $162,65120142015: $231,9602016: $13.0 million2017: $467,6362018: $255,98120182019: $5.0 million2020: $43,6452021: $458,1022022: $020222023: $02024: $1.9 million2025: $418,6202026: $217,6232026$13.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), St. Martin Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Mid-summer severe storms292
Flooding143
Mid-spring storms98
Tropical Storm Allison53
Hurricane Ike32
Hurricane Gustav16
Hurricane Rita12
Hurricane Lili12

ZIP codes with the most claims

ZIP code (as reported)Claims
70517540
70582371
70380370
7051871
7051261
7033918
705215
705194
705632
703811

903 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $23.7 million, contents $4.5 million, increased cost of compliance $71,233.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5,2211,29524.8%
All homes21,8522,1579.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.