Flood Claims Map

Louisiana

Flood insurance claims in St. Mary Parish, Louisiana

FEMA records 2,532 National Flood Insurance Program claims in St. Mary Parish, Louisiana, since 1978, with $37.3 million paid in total. The year with the most claims was 2008, with 331. As of 3 August 2026, 12.4% of homes here had an NFIP policy, and 26.3% of homes in the high-risk flood zone did.

NFIP claims on record2,532
Total paid$37.3 million
Claims with a payment1,898
Homes with NFIP policy12.4%
High-risk zone homes insured26.3%
Residential policies in force2,543

Claims by year of loss

1978: 2219781979: 1071980: 1481981: 51982: 1719821983: 611984: 921985: 611986: 219861987: 121988: 751989: 371990: 119901991: 701992: 1571993: 81994: 719941995: 491996: 211997: 751998: 3119981999: 52000: 52001: 992002: 23020022003: 142004: 72005: 3032006: 420062007: 52008: 3312009: 432010: 720102011: 462012: 102013: 312014: 120142015: 92016: 92017: 292018: 320182019: 962020: 512021: 172022: 020222023: 12024: 1172025: 1331

NFIP claims by year of loss, St. Mary Parish, Louisiana

1978: $24,44319781979: $311,7051980: $332,5531981: $4,0451982: $33,73819821983: $210,9591984: $540,2361985: $474,3831986: $019861987: $12,1221988: $159,8251989: $30,0811990: $1,91619901991: $292,8101992: $767,0221993: $22,5751994: $19,39219941995: $345,4981996: $70,0091997: $388,0331998: $281,24119981999: $18,4062000: $13,5722001: $724,1032002: $2.8 million20022003: $59,8382004: $15,5522005: $10.4 million2006: $12,84420062007: $51,2212008: $7.1 million2009: $597,9202010: $12,58420102011: $699,9382012: $19,5432013: $301,2722014: $020142015: $34,2122016: $86,2332017: $315,2692018: $5,90420182019: $3.1 million2020: $1.3 million2021: $112,3022022: $020222023: $9,7472024: $5.2 million2025: $0$10.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), St. Mary Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Rita251
Flooding251
Hurricane Ike250
Hurricane Lili177
Hurricane Andrew114
Hurricane Francine112
Tropical Storm Allison81
Hurricane Gustav69

ZIP codes with the most claims

ZIP code (as reported)Claims
705381,204
70380751
70392129
70342120
7034070
7051461
7038147
7052240
7054435
701306

1,538 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $30.7 million, contents $6.0 million, increased cost of compliance $536,332.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5,7511,51326.3%
All homes20,4392,54312.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.