Flood Claims Map

Louisiana

Flood insurance claims in St. Tammany Parish, Louisiana

FEMA records 38,420 National Flood Insurance Program claims in St. Tammany Parish, Louisiana, since 1978, with $1.78 billion paid in total. The year with the most claims was 2005, with 18,281. As of 3 August 2026, 40.4% of homes here had an NFIP policy.

NFIP claims on record38,420
Total paid$1.78 billion
Claims with a payment29,620
Homes with NFIP policy40.4%
High-risk zone homes insuredn/a
Residential policies in force37,387

Claims by year of loss

1978: 4219781979: 1611980: 4581981: 381982: 2819821983: 7101984: 51985: 4391986: 419861987: 201988: 1291989: 121990: 4419901991: 1301992: 2061993: 1911994: 1619941995: 3,3611996: 2541997: 461998: 78619981999: 92000: 502001: 1,6562002: 1,78620022003: 3872004: 2962005: 18,2812006: 7020062007: 762008: 9662009: 602010: 1720102011: 1362012: 3,0112013: 222014: 5220142015: 492016: 9602017: 582018: 7020182019: 552020: 2402021: 2,6082022: 2620222023: 232024: 2692025: 132026: 94202618,281

NFIP claims by year of loss, St. Tammany Parish, Louisiana

1978: $81,53619781979: $628,7391980: $2.5 million1981: $59,5141982: $91,92219821983: $10.0 million1984: $46,0851985: $4.5 million1986: $3,16119861987: $21,2921988: $448,1591989: $52,2361990: $194,32019901991: $567,3951992: $999,5121993: $1.3 million1994: $25,45419941995: $61.2 million1996: $1.3 million1997: $170,3301998: $7.2 million19981999: $2,8162000: $219,0832001: $25.2 million2002: $33.7 million20022003: $3.5 million2004: $3.5 million2005: $1.37 billion2006: $611,50920062007: $1.0 million2008: $12.2 million2009: $396,4582010: $50,55520102011: $2.4 million2012: $81.3 million2013: $123,3362014: $394,21920142015: $347,4192016: $54.1 million2017: $530,0102018: $1.3 million20182019: $828,3472020: $7.0 million2021: $80.5 million2022: $128,76820222023: $166,6452024: $7.0 million2025: $27,2732026: $2.2 million2026$1.37 billion

Paid on claims by year of loss (building, contents and increased cost of compliance), St. Tammany Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina17,945
Flooding5,010
Hurricane Isaac2,918
Hurricane Ida2,119
Tropical Storm Allison1,588
Tropical Storm Isidore1,357
Late winter severe storms754
Hurricane Gustav486

ZIP codes with the most claims

ZIP code (as reported)Claims
7045813,729
704616,325
704605,696
704483,001
704332,646
704451,904
704711,626
704471,199
70435747
70452560

27,154 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.38 billion, contents $383.8 million, increased cost of compliance $14.3 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone017,097n/a
All homes92,43937,38740.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.