Flood Claims Map

Louisiana

Flood insurance claims in Terrebonne Parish, Louisiana

FEMA records 13,501 National Flood Insurance Program claims in Terrebonne Parish, Louisiana, since 1978, with $326.6 million paid in total. The year with the most claims was 2005, with 2,920. As of 3 August 2026, 32.2% of homes here had an NFIP policy.

NFIP claims on record13,501
Total paid$326.6 million
Claims with a payment11,137
Homes with NFIP policy32.2%
High-risk zone homes insuredn/a
Residential policies in force10,803

Claims by year of loss

1978: 919781979: 141980: 691981: 121982: 1219821983: 161984: 21985: 1,5841986: 319861987: 51988: 221989: 61990: 1019901991: 3011992: 1,7281993: 61994: 1919941995: 331996: 71997: 361998: 25419981999: 512000: 402001: 1922002: 1,50020022003: 1672004: 502005: 2,9202006: 1020062007: 62008: 2,8772009: 3522010: 820102011: 682012: 2152013: 202014: 1020142015: 212016: 132017: 312018: 1120182019: 852020: 682021: 4672022: 820222023: 42024: 532025: 72026: 9920262,920

NFIP claims by year of loss, Terrebonne Parish, Louisiana

1978: $46,24919781979: $89,4191980: $408,3641981: $10,3721982: $14,24219821983: $30,3101984: $3,4571985: $21.2 million1986: $019861987: $23,3111988: $99,6031989: $41,7741990: $69,91919901991: $4.0 million1992: $22.9 million1993: $1,8991994: $343,82219941995: $253,3761996: $458,3671997: $727,6521998: $2.9 million19981999: $700,6802000: $144,7522001: $2.2 million2002: $30.3 million20022003: $1.5 million2004: $2.0 million2005: $110.9 million2006: $3,10220062007: $380,9882008: $96.2 million2009: $8.2 million2010: $39,02020102011: $1.6 million2012: $3.1 million2013: $127,8622014: $75,54720142015: $224,7292016: $143,0962017: $453,4432018: $80,11520182019: $2.6 million2020: $2.2 million2021: $4.0 million2022: $40,16220222023: $9,4222024: $995,7652025: $238,9072026: $4.4 million2026$110.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Terrebonne Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Rita2,473
Hurricane Ike2,428
Hurricane Andrew1,683
Hurricane Juan1,446
Hurricane Lili923
Tropical Storm Isidore537
Flooding489
Hurricane Ida417

ZIP codes with the most claims

ZIP code (as reported)Claims
703443,630
703633,091
703771,920
703531,400
703641,017
70360992
70397697
70395178
70356123
70343105

10,530 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $220.4 million, contents $80.0 million, increased cost of compliance $26.1 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone07,223n/a
All homes33,59810,80332.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.