Flood Claims Map

Louisiana

Flood insurance claims in Union Parish, Louisiana

FEMA records 380 National Flood Insurance Program claims in Union Parish, Louisiana, since 1982, with $9.0 million paid in total. The year with the most claims was 2016, with 144. As of 3 August 2026, 2.7% of homes here had an NFIP policy, and 34.4% of homes in the high-risk flood zone did.

NFIP claims on record380
Total paid$9.0 million
Claims with a payment321
Homes with NFIP policy2.7%
High-risk zone homes insured34.4%
Residential policies in force256

Claims by year of loss

1982: 519821983: 141984: 11985: 01986: 019861987: 11988: 11989: 71990: 119901991: 491992: 01993: 01994: 019941995: 21996: 11997: 371998: 019981999: 222000: 02001: 312002: 120022003: 02004: 12005: 12006: 020062007: 02008: 22009: 372010: 020102011: 02012: 42013: 12014: 020142015: 12016: 1442017: 02018: 620182019: 42020: 32021: 02022: 020222023: 22024: 02025: 02026: 12026144

NFIP claims by year of loss, Union Parish, Louisiana

1982: $21,15719821983: $11,8901984: $01985: $01986: $019861987: $01988: $1,8721989: $10,8581990: $6,30019901991: $976,3881992: $01993: $01994: $019941995: $3,4391996: $11,1501997: $164,4241998: $019981999: $110,7202000: $02001: $187,8172002: $020022003: $02004: $61,1242005: $51,3632006: $020062007: $02008: $14,9942009: $571,8712010: $020102011: $02012: $39,4262013: $2,5902014: $020142015: $02016: $6.5 million2017: $02018: $222,10120182019: $24,8502020: $02021: $02022: $020222023: $8,1452024: $02025: $02026: $20,8412026$6.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Union Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Late winter severe storms141
Flooding58
Hurricane Laura2
Spring severe storms1
Hurricane Katrina1
Tropical Storm Allison1

ZIP codes with the most claims

ZIP code (as reported)Claims
71241269
7123433
7122225
7126023
7128011
700003
700371

290 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.7 million, contents $1.3 million, increased cost of compliance $53,800.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone63721934.4%
All homes9,5202562.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.