Flood Claims Map

Louisiana

Flood insurance claims in Vermilion Parish, Louisiana

FEMA records 4,799 National Flood Insurance Program claims in Vermilion Parish, Louisiana, since 1978, with $187.1 million paid in total. The year with the most claims was 2005, with 1,564. As of 3 August 2026, 25.3% of homes here had an NFIP policy, and 48.8% of homes in the high-risk flood zone did.

NFIP claims on record4,799
Total paid$187.1 million
Claims with a payment4,164
Homes with NFIP policy25.3%
High-risk zone homes insured48.8%
Residential policies in force4,149

Claims by year of loss

1978: 2519781979: 221980: 521981: 31982: 519821983: 61984: 1591985: 351986: 019861987: 11988: 61989: 241990: 919901991: 431992: 61993: 221994: 019941995: 551996: 41997: 141998: 3019981999: 312000: 22001: 2462002: 7420022003: 52004: 62005: 1,5642006: 2420062007: 192008: 1,0722009: 32010: 1120102011: 42012: 12013: 472014: 220142015: 122016: 9632017: 102018: 1420182019: 82020: 1382021: 122022: 020222023: 12024: 12025: 81,564

NFIP claims by year of loss, Vermilion Parish, Louisiana

1978: $42,22019781979: $24,4261980: $414,9831981: $3,4781982: $2,17519821983: $27,8481984: $1.8 million1985: $312,7751986: $019861987: $01988: $8,7041989: $82,6781990: $47,79119901991: $203,8461992: $6,2901993: $226,1051994: $019941995: $933,8811996: $5,9031997: $90,0061998: $340,00419981999: $364,2922000: $4,1152001: $5.5 million2002: $743,21520022003: $8,4402004: $6,1192005: $74.1 million2006: $436,22820062007: $375,9312008: $42.2 million2009: $40,3632010: $110,29220102011: $29,8692012: $02013: $898,1562014: $17,30220142015: $162,6062016: $54.6 million2017: $98,5972018: $107,82520182019: $89,0292020: $2.0 million2021: $138,9052022: $020222023: $2,2212024: $57,1552025: $303,719$74.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Vermilion Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Rita1,467
Hurricane Ike1,012
Mid-summer severe storms950
Flooding291
Tropical Storm Allison246
Hurricane Laura82
Hurricane Lili61
Hurricane Gustav51

ZIP codes with the most claims

ZIP code (as reported)Claims
705101,796
705331,707
70528417
70548389
70555235
7054283
7059282
7056030
7051114
705757

3,812 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $143.6 million, contents $27.1 million, increased cost of compliance $16.3 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5,9242,89348.8%
All homes16,4004,14925.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.