Flood Claims Map

Louisiana

Flood insurance claims in Vernon Parish, Louisiana

FEMA records 338 National Flood Insurance Program claims in Vernon Parish, Louisiana, since 1979, with $9.4 million paid in total. The year with the most claims was 2016, with 68. As of 3 August 2026, 1.7% of homes here had an NFIP policy, and 22.2% of homes in the high-risk flood zone did.

NFIP claims on record338
Total paid$9.4 million
Claims with a payment283
Homes with NFIP policy1.7%
High-risk zone homes insured22.2%
Residential policies in force248

Claims by year of loss

1979: 119791980: 01981: 01982: 41983: 219831984: 11985: 91986: 01987: 019871988: 01989: 11990: 01991: 119911992: 201993: 01994: 71995: 319951996: 11997: 01998: 31999: 619992000: 02001: 142002: 122003: 320032004: 122005: 112006: 222007: 020072008: 62009: 22010: 02011: 120112012: 422013: 42014: 42015: 1420152016: 682017: 432018: 42019: 020192020: 82021: 12022: 12023: 020232024: 62025: 168

NFIP claims by year of loss, Vernon Parish, Louisiana

1979: $65719791980: $01981: $01982: $30,6881983: $20,19319831984: $3,9951985: $139,6971986: $01987: $019871988: $01989: $20,9001990: $01991: $6,91519911992: $248,8901993: $01994: $94,7351995: $6,32319951996: $6,9001997: $01998: $3,3041999: $250,59119992000: $02001: $183,8472002: $197,3902003: $42,62420032004: $118,7762005: $224,0262006: $499,6862007: $020072008: $182,6542009: $51,6172010: $02011: $020112012: $972,6212013: $17,4642014: $18,4312015: $332,50420152016: $3.5 million2017: $1.7 million2018: $62,6092019: $020192020: $77,4682021: $02022: $02023: $020232024: $345,9822025: $0$3.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Vernon Parish, Louisiana

Named flood events with the most claims

Event (FEMA name)Claims
Late winter severe storms68
Hurricane Harvey26
Hurricane Andrew19
Flooding8
Hurricane Juan7
Hurricane Rita5
Hurricane Lili5
Hurricane Gustav4

ZIP codes with the most claims

ZIP code (as reported)Claims
71446215
7140387
706399
714617
714593
714963
706343
714753
714242
706592

230 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.7 million, contents $1.6 million, increased cost of compliance $9,728.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone60013322.2%
All homes14,8932481.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.