Flood Claims Map

Massachusetts

Flood insurance claims in Barnstable County, Massachusetts

FEMA records 3,184 National Flood Insurance Program claims in Barnstable County, Massachusetts, since 1978, with $43.0 million paid in total. The year with the most claims was 1991, with 1,362. As of 3 August 2026, 5.4% of homes here had an NFIP policy, and 40.3% of homes in the high-risk flood zone did.

NFIP claims on record3,184
Total paid$43.0 million
Claims with a payment2,232
Homes with NFIP policy5.4%
High-risk zone homes insured40.3%
Residential policies in force7,485

Claims by year of loss

1978: 9619781979: 301980: 71981: 91982: 1519821983: 331984: 161985: 291986: 319861987: 1351988: 181989: 71990: 10019901991: 1,3621992: 1311993: 701994: 519941995: 71996: 881997: 261998: 2019981999: 32000: 62001: 102002: 1520022003: 162004: 42005: 772006: 3720062007: 222008: 62009: 182010: 5520102011: 192012: 342013: 522014: 720142015: 592016: 22017: 532018: 29420182019: 162020: 82021: 242022: 6020222023: 572024: 122025: 22026: 920261,362

NFIP claims by year of loss, Barnstable County, Massachusetts

1978: $197,03019781979: $41,0201980: $3,2821981: $7,0111982: $5,16919821983: $36,5881984: $32,9511985: $41,1401986: $75819861987: $657,7151988: $525,4261989: $18,0481990: $665,68919901991: $19.9 million1992: $779,3811993: $346,8271994: $48,32119941995: $2,9861996: $316,2031997: $123,2631998: $196,61219981999: $20,4002000: $21,9362001: $11,3152002: $122,25620022003: $30,8862004: $15,2162005: $572,3892006: $312,06520062007: $372,4952008: $135,0332009: $287,9632010: $596,86720102011: $71,3742012: $734,7612013: $505,3802014: $9,73020142015: $929,6802016: $43,0612017: $356,6852018: $8.8 million20182019: $317,3682020: $27,6812021: $359,6402022: $2.7 million20222023: $1.0 million2024: $658,5192025: $17,4332026: $4,3852026$19.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Barnstable County, Massachusetts

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Bob1,131
The "Halloween" Storm214
Flooding184
December Storm - Nor'easter110
March 2010 Nor'easter33
December Nor'easter31
Hurricane Sandy27
Not a named storm17

ZIP codes with the most claims

ZIP code (as reported)Claims
02657307
02559214
02532211
02540207
02556166
02633155
02673148
02537144
02536132
02670124

2,476 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $38.2 million, contents $4.7 million, increased cost of compliance $113,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone13,5205,44940.3%
All homes137,7747,4855.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.