Flood Claims Map

Massachusetts

Flood insurance claims in Dukes County, Massachusetts

FEMA records 160 National Flood Insurance Program claims in Dukes County, Massachusetts, since 1978, with $1.7 million paid in total. The year with the most claims was 1991, with 79. As of 3 August 2026, 5.3% of homes here had an NFIP policy, and 53.2% of homes in the high-risk flood zone did.

NFIP claims on record160
Total paid$1.7 million
Claims with a payment114
Homes with NFIP policy5.3%
High-risk zone homes insured53.2%
Residential policies in force716

Claims by year of loss

1978: 1719781979: 41980: 21981: 41982: 119821983: 01984: 21985: 01986: 019861987: 01988: 01989: 01990: 019901991: 791992: 151993: 01994: 019941995: 01996: 41997: 01998: 319981999: 02000: 02001: 12002: 020022003: 02004: 02005: 02006: 020062007: 02008: 02009: 02010: 220102011: 02012: 132013: 02014: 020142015: 02016: 02017: 02018: 720182019: 02020: 02021: 02022: 020222023: 12024: 579

NFIP claims by year of loss, Dukes County, Massachusetts

1978: $28,74319781979: $4,0401980: $2,5901981: $3601982: $019821983: $01984: $1,3951985: $01986: $019861987: $01988: $01989: $01990: $019901991: $1.1 million1992: $243,7231993: $01994: $019941995: $01996: $01997: $01998: $159,54219981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $02008: $02009: $02010: $1,51520102011: $02012: $86,9102013: $02014: $020142015: $02016: $02017: $02018: $94,14820182019: $02020: $02021: $02022: $020222023: $02024: $67,199$1.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Dukes County, Massachusetts

Named flood events with the most claims

Event (FEMA name)Claims
The "Halloween" Storm47
Hurricane Bob30
Flooding18
December Storm - Nor'easter15
Hurricane Sandy12
Not a named storm4
March 2010 Nor'easter1

ZIP codes with the most claims

ZIP code (as reported)Claims
0255767
0253951
0256832
016032
022511
027131
011081
025351

105 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.5 million, contents $280,375, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone67535953.2%
All homes13,4987165.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.