Flood Claims Map

Massachusetts

Flood insurance claims in Nantucket County, Massachusetts

FEMA records 602 National Flood Insurance Program claims in Nantucket County, Massachusetts, since 1978, with $17.6 million paid in total. The year with the most claims was 1991, with 162. As of 3 August 2026, 7.5% of homes here had an NFIP policy, and 56.2% of homes in the high-risk flood zone did.

NFIP claims on record602
Total paid$17.6 million
Claims with a payment471
Homes with NFIP policy7.5%
High-risk zone homes insured56.2%
Residential policies in force714

Claims by year of loss

1978: 119781979: 11980: 01981: 01982: 019821983: 01984: 11985: 01986: 019861987: 91988: 131989: 31990: 219901991: 1621992: 941993: 191994: 519941995: 91996: 151997: 51998: 419981999: 22000: 22001: 42002: 620022003: 42004: 62005: 12006: 420062007: 142008: 22009: 62010: 1220102011: 22012: 172013: 412014: 320142015: 752016: 42017: 42018: 3520182019: 32020: 32021: 22022: 520222023: 12024: 02025: 02026: 12026162

NFIP claims by year of loss, Nantucket County, Massachusetts

1978: $50819781979: $21,9361980: $01981: $01982: $019821983: $01984: $01985: $01986: $019861987: $164,9841988: $170,6001989: $10,0001990: $338,82719901991: $5.4 million1992: $1.7 million1993: $634,9341994: $21,49619941995: $390,3951996: $253,6731997: $53,5681998: $478,82719981999: $30,5572000: $1,7712001: $10,2202002: $255,98320022003: $9,4022004: $5,3832005: $72,5442006: $65,57920062007: $1.1 million2008: $126,0002009: $123,7622010: $642,23120102011: $02012: $372,5452013: $1.9 million2014: $101,23520142015: $2.2 million2016: $5,9172017: $1,8122018: $915,20420182019: $02020: $4,7912021: $5,2952022: $30,54220222023: $1,6852024: $02025: $02026: $02026$5.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Nantucket County, Massachusetts

Named flood events with the most claims

Event (FEMA name)Claims
The "Halloween" Storm150
December Storm - Nor'easter91
Hurricane Sandy13
Flooding6
March 2010 Nor'easter5
Hurricane Bob5
April 2007 Nor'easter4
Hurricane Floyd2

ZIP codes with the most claims

ZIP code (as reported)Claims
02554535
0256452
025847
020252
027461

399 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $16.2 million, contents $1.4 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone53430056.2%
All homes9,5337147.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.