Flood Claims Map

Massachusetts

Flood insurance claims in Norfolk County, Massachusetts

FEMA records 3,262 National Flood Insurance Program claims in Norfolk County, Massachusetts, since 1978, with $25.9 million paid in total. The year with the most claims was 2010, with 476. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 43.2% of homes in the high-risk flood zone did.

NFIP claims on record3,262
Total paid$25.9 million
Claims with a payment2,481
Homes with NFIP policy1.5%
High-risk zone homes insured43.2%
Residential policies in force3,015

Claims by year of loss

1978: 29919781979: 2131980: 101981: 291982: 13019821983: 391984: 601985: 111986: 1619861987: 1701988: 631989: 41990: 1119901991: 2961992: 1851993: 111994: 1119941995: 31996: 1811997: 61998: 9519981999: 222000: 72001: 632002: 620022003: 82004: 172005: 1532006: 4820062007: 82008: 292009: 62010: 47620102011: 112012: 272013: 372014: 2720142015: 202016: 22017: 62018: 34620182019: 92020: 192021: 132022: 320222023: 272024: 192025: 92026: 12026476

NFIP claims by year of loss, Norfolk County, Massachusetts

1978: $1.9 million19781979: $344,2371980: $6,9561981: $113,6401982: $250,46119821983: $35,7841984: $76,6951985: $3,2791986: $8,94919861987: $427,7431988: $145,1811989: $3671990: $44,49019901991: $2.8 million1992: $923,1401993: $26,1391994: $50,09119941995: $15,2011996: $796,8151997: $13,6431998: $689,19819981999: $57,2352000: $14,7792001: $237,5302002: $10,26020022003: $2,5352004: $33,3962005: $1.2 million2006: $346,82320062007: $35,4682008: $97,9622009: $30,1122010: $5.9 million20102011: $15,3332012: $409,0722013: $525,5472014: $183,55520142015: $111,9442016: $2482017: $16,6912018: $7.0 million20182019: $18,3622020: $246,2672021: $47,5572022: $14,65920222023: $376,9282024: $147,3992025: $130,6482026: $02026$7.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Norfolk County, Massachusetts

Named flood events with the most claims

Event (FEMA name)Claims
Flooding651
March 2010 Nor'easter396
The "Halloween" Storm279
Not a named storm264
December Storm - Nor'easter174
Hurricane Bob12
December Nor'easter9
Hurricane Ida7

ZIP codes with the most claims

ZIP code (as reported)Claims
021691,433
02171238
02191236
02184175
02170146
02025145
02186102
0202672
0234350
0206243

2,240 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $23.0 million, contents $2.8 million, increased cost of compliance $75,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4,6292,00143.2%
All homes206,6033,0151.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.