Flood Claims Map

Massachusetts

Flood insurance claims in Suffolk County, Massachusetts

FEMA records 4,369 National Flood Insurance Program claims in Suffolk County, Massachusetts, since 1978, with $29.0 million paid in total. The year with the most claims was 1991, with 731. As of 3 August 2026, 2.5% of homes here had an NFIP policy, and 53.3% of homes in the high-risk flood zone did.

NFIP claims on record4,369
Total paid$29.0 million
Claims with a payment3,537
Homes with NFIP policy2.5%
High-risk zone homes insured53.3%
Residential policies in force3,270

Claims by year of loss

1978: 52719781979: 6751980: 231981: 441982: 15919821983: 411984: 431985: 441986: 519861987: 1421988: 101989: 71990: 2119901991: 7311992: 3801993: 201994: 719941995: 71996: 2951997: 51998: 10919981999: 312000: 162001: 982002: 420022003: 622004: 802005: 262006: 21120062007: 452008: 192009: 32010: 11720102011: 102012: 172013: 232014: 2420142015: 42016: 12017: 242018: 15420182019: 92020: 62021: 292022: 720222023: 162024: 322025: 22026: 42026731

NFIP claims by year of loss, Suffolk County, Massachusetts

1978: $4.1 million19781979: $1.9 million1980: $163,1961981: $113,5881982: $262,37219821983: $266,9161984: $37,0601985: $26,3731986: $4,94619861987: $327,4631988: $4,2151989: $27,4141990: $34,55119901991: $7.6 million1992: $2.5 million1993: $18,5831994: $10,11819941995: $9,4141996: $1.2 million1997: $4,3821998: $373,55719981999: $74,7992000: $36,2972001: $220,5382002: $4,77020022003: $366,1182004: $207,0002005: $89,0722006: $2.1 million20062007: $246,0162008: $64,1022009: $3,9702010: $405,36020102011: $76,8782012: $95,6132013: $168,4472014: $103,02020142015: $20,1512016: $12,6162017: $159,1562018: $3.9 million20182019: $9,1322020: $6,3512021: $219,6482022: $24,17020222023: $188,8112024: $1.2 million2025: $02026: $22,6382026$7.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Suffolk County, Massachusetts

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,091
Not a named storm765
The "Halloween" Storm719
December Storm - Nor'easter378
March 2010 Nor'easter89
April 2007 Nor'easter34
Hurricane Bob10
Hurricane Ida10

ZIP codes with the most claims

ZIP code (as reported)Claims
021512,589
021521,224
0210959
0215039
0212838
0211529
0213629
0211028
0211825
0213225

2,697 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $24.1 million, contents $4.8 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5,0062,66753.3%
All homes132,0563,2702.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.