Flood Claims Map

Maryland

Flood insurance claims in Anne Arundel County, Maryland

FEMA records 2,825 National Flood Insurance Program claims in Anne Arundel County, Maryland, since 1978, with $53.1 million paid in total. The year with the most claims was 2003, with 1,579. As of 3 August 2026, 2.5% of homes here had an NFIP policy.

NFIP claims on record2,825
Total paid$53.1 million
Claims with a payment2,020
Homes with NFIP policy2.5%
High-risk zone homes insuredn/a
Residential policies in force4,442

Claims by year of loss

1978: 1019781979: 921980: 51981: 71982: 419821983: 131984: 91985: 921986: 619861987: 21988: 01989: 161990: 219901991: 21992: 51993: 71994: 819941995: 51996: 1751997: 31998: 1019981999: 592000: 82001: 22002: 220022003: 1,5792004: 132005: 52006: 2520062007: 32008: 322009: 102010: 6220102011: 792012: 342013: 182014: 7320142015: 262016: 152017: 72018: 4320182019: 92020: 292021: 962022: 1520222023: 132024: 802025: 112026: 420261,579

NFIP claims by year of loss, Anne Arundel County, Maryland

1978: $11,40219781979: $561,4801980: $6,9211981: $7,5891982: $3,13119821983: $10,0981984: $20,7261985: $183,5261986: $1,41019861987: $1,5061988: $01989: $133,4581990: $019901991: $01992: $7431993: $2,7901994: $8,22119941995: $3,5941996: $819,6641997: $1,6051998: $8,27019981999: $95,1112000: $28,5222001: $7,6112002: $020022003: $43.2 million2004: $77,2312005: $02006: $571,71620062007: $2,7282008: $141,6682009: $24,8472010: $316,33420102011: $458,4262012: $276,7352013: $47,4732014: $1.3 million20142015: $90,3712016: $83,3952017: $4,3252018: $267,27720182019: $139,6402020: $84,4012021: $2.3 million2022: $72,14620222023: $51,5102024: $1.7 million2025: $21,0652026: $13,7582026$43.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Anne Arundel County, Maryland

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel1,529
Hurricane Fran143
Hurricane Floyd48
Hurricane Irene30
Hurricane Sandy27
Mid-spring storms17
Hurricane Gloria9
Hurricane Debby7

ZIP codes with the most claims

ZIP code (as reported)Claims
21122593
20764452
21403421
21037333
20733150
20751140
2114689
2140180
2101280
2140973

1,904 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $43.0 million, contents $7.3 million, increased cost of compliance $2.8 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,4991,698n/a
All homes176,3814,4422.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.