Flood Claims Map

Maryland

Flood insurance claims in Queen Anne's County, Maryland

FEMA records 1,073 National Flood Insurance Program claims in Queen Anne's County, Maryland, since 1978, with $15.4 million paid in total. The year with the most claims was 2003, with 699. As of 3 August 2026, 7.9% of homes here had an NFIP policy.

NFIP claims on record1,073
Total paid$15.4 million
Claims with a payment781
Homes with NFIP policy7.9%
High-risk zone homes insuredn/a
Residential policies in force1,675

Claims by year of loss

1978: 219781979: 201980: 41981: 21982: 319821983: 61984: 11985: 81986: 119861987: 01988: 01989: 71990: 619901991: 11992: 21993: 21994: 119941995: 21996: 521997: 21998: 519981999: 392000: 52001: 02002: 120022003: 6992004: 22005: 12006: 1020062007: 12008: 32009: 32010: 1620102011: 292012: 162013: 62014: 1620142015: 02016: 32017: 02018: 520182019: 72020: 232021: 232022: 220222023: 22024: 312025: 3699

NFIP claims by year of loss, Queen Anne's County, Maryland

1978: $19619781979: $28,7951980: $5021981: $1,3521982: $10019821983: $4,1621984: $01985: $16,2101986: $019861987: $01988: $01989: $5,9221990: $1,95019901991: $01992: $11,2951993: $01994: $4,23519941995: $01996: $368,1331997: $01998: $1,07319981999: $304,8082000: $5,9002001: $02002: $020022003: $12.4 million2004: $9,5372005: $5,9662006: $22,34820062007: $1,0822008: $28,5162009: $11,9712010: $53,26520102011: $199,4442012: $108,4132013: $26,4672014: $372,53420142015: $02016: $3,3742017: $02018: $49,02520182019: $100,3552020: $308,7342021: $479,3452022: $020222023: $6,9872024: $452,3202025: $7,609$12.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Queen Anne's County, Maryland

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel675
Hurricane Fran41
Hurricane Floyd37
Hurricane Irene20
Hurricane Isaias16
Hurricane Sandy14
Hurricane Debby4
Hurricane Gloria4

ZIP codes with the most claims

ZIP code (as reported)Claims
21666451
21638314
21619187
2162042
2165826
2161722
2165116
212024
216572
216282

831 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.5 million, contents $1.5 million, increased cost of compliance $415,507.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone724764n/a
All homes21,2581,6757.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.