Flood Claims Map

Michigan

Flood insurance claims in Kent County, Michigan

FEMA records 676 National Flood Insurance Program claims in Kent County, Michigan, since 1978, with $10.4 million paid in total. The year with the most claims was 2013, with 160. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record676
Total paid$10.4 million
Claims with a payment500
Homes with NFIP policy0.3%
High-risk zone homes insuredn/a
Residential policies in force555

Claims by year of loss

1978: 219781979: 161980: 11981: 391982: 2519821983: 41984: 21985: 291986: 3019861987: 01988: 41989: 11990: 419901991: 21992: 01993: 41994: 719941995: 41996: 141997: 431998: 119981999: 12000: 122001: 242002: 020022003: 22004: 542005: 32006: 920062007: 22008: 472009: 72010: 620102011: 52012: 12013: 1602014: 620142015: 12016: 02017: 52018: 4320182019: 12020: 112021: 32022: 320222023: 172024: 12025: 12026: 192026160

NFIP claims by year of loss, Kent County, Michigan

1978: $019781979: $15,1501980: $01981: $199,0811982: $68,82719821983: $1,5421984: $01985: $61,0681986: $237,28019861987: $01988: $01989: $1,7211990: $6,31619901991: $8,4601992: $01993: $14,3661994: $41,13619941995: $41,9921996: $111,4511997: $692,9381998: $019981999: $2,0972000: $46,8652001: $573,6412002: $020022003: $02004: $583,2342005: $15,1442006: $49,61320062007: $25,6092008: $658,8862009: $62,6012010: $2,69620102011: $11,8932012: $02013: $4.7 million2014: $7,67920142015: $02016: $02017: $4,7942018: $1.4 million20182019: $2,0272020: $203,0092021: $129,1532022: $3,23320222023: $262,5322024: $02025: $5,5962026: $118,1812026$4.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Kent County, Michigan

Named flood events with the most claims

Event (FEMA name)Claims
Flooding56
2026-04-Flooding8
Hurricane Ike4

ZIP codes with the most claims

ZIP code (as reported)Claims
49525119
4932168
4941864
4954862
4930647
4950746
4930142
4933136
4950826
4950423

521 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $8.5 million, contents $1.8 million, increased cost of compliance $95,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0376n/a
All homes206,1765550.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.